Isnt for profit health insurance companies like socialized medicine except added costs to give Ins Cos. profit

Question

wartz: I would rather have us (the Government) determine our level of care then have the "careing" for profit healthcare insurance companies determine

Captian_Obvious: Answer a question without name calling

jeeper_p: Dont you see that you are using the same arguement people use to not have 'Socialized Medicine" The "why should I pay for your cancer treatments!!" arguement.

jeeper_p: and right now the Gov doesnt tell Doctors and Hospitals how much they make, its the for profit HMO's and the doctors HATE dealing with them along with the patients. Doctors dont want to be told how to practice medicine from a non doctor that has no interesting in health just a middleman with a hand out for profit

Answer 1

Why are you blaming the high cost of health care on the insurance companies ??

Why not blame the people who charge so much ?

The Hospitals and Doctors.

Without insurance companies, only the rich would have access to quality medical care.

You can buy a health insurance policy that covers everything and pays 100%, just be willing to pay for it.

Only in america do people somehow think they should be able to pay a health insurance company, $2,000 a year, and then receive $50,000 a year in medical services.

If they insured people they way they should, young healthy people would be paying $10.00 a month for full health insurance.

And older people would be paying $2,000 a month.

Just like car insurance, you get in wrecks, you pay more, you drive safely, then you pay less.

Healthy people should pay less for health insurance than unhealthy people.

Since food and housing are also basic items to living, should the government run the housing industry and farming industry also?

Have the government tell doctors, nurses, carpenters, farmers, what they are allowed to make a year, what they may charge ?

Answer 2

Not quite. An insurance company sells policies to a large group of people to spread out the risk. You will be well one year and insurance is a bad bargain then be sick the next and find it was a good deal then. Over the long haul the good years and bad years balance. The insurance company collects its profit for brokering the transactions. In socialized medicine, the government will determine the level of care and pay for it by taxes. Taxes substitute for premiums so in that respect they would be the same.

Answer 3

Y E S, because their CEOs get most of the profits, and that is the truth!

Answer 4

No. They don't make money on the premiums. They make money investing the premiums to cover catastrophic loss and strategies to prevent loss. That's something the government does not know how to do.
That's why social security is going broke. Instead of investing the money they borrow it and spend it. There is no reason to expect that they won't do the same thing with national health care.

Answer 5

Yep, it's a money making racket, thriving on peoples misery.

Answer 6

No. Too many misconseptions & false rumors. It would not be government run, only gov regulated & it would actually cost much less & give more benefits than what we presently have. Check it out for yourself.
http://www.hillaryclinton.com/feature/healthcareplan/americanhealthchoicesplan.pdf
.

Answer 7

except you are limiting free market forces but ofcourse libs dont understand those so I wont go into it.