sort, how fair is it for an American to be denied health insurance if they have a pre-existing condition?
In your mind, is it this hard working person's FAULT he/she cannot get coverage?
Would you actually stoop so low as to say "Oh well if he/she can't have insurance, that is their problem, not mine."
If not, what then should be done to ensure this person doesn't have to sell their house or even worse, let themself die b/c they can't afford medical attention?
How would YOU fix it?
2007-11-27
05:37:17
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12 answers
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asked by
MadLibs
6
in
Politics & Government
➔ Politics
"Very fair" "Ain't my problem"
Your responses sicken me. I don't see how you care more about spending trillions of dollars liberating and freeing another country before putting your neighbor first.
Talk about being UnAmerican.
You should be ashamed of yourselves.
2007-11-27
06:22:46 ·
update #1
My brother & sister-in-law are both diabetic. When they retired at 58 & 60 they moved south & found no health ins co would pick them up. Although they were previously insured by their emloyers and went on COBRA while seeking other insurance, the best they could now get was castatrophic ins with a $5-15,000. deductible that was extremely expensive ($1300.00 a month for each of them) however, that did not cover their pre-existing condition. Since diabetics are also prone to high cholesterol, high blood pressure, heart desease, etc, none of those things, including their diabetic supplies & meds would be covered. So what was the sense? There is no medi-gap for such pre-existing conditions. My brother was finally forced to go back to work at less than 1/3 his previous salary in NY, just so that he could get health insurance for both of them until they could go on medicare. He was lucky that he could at least go back to work. This is the simple truth that those against NHI don't want to acknowledge. Something definetely needs to be done.
2007-11-27 05:54:22
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answer #1
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answered by The Wiz 7
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Those with pre-existing conditions are ALREADY covered by Medicade and most states have similar programs to pay for care.
We are ALREADY paying for those people.
Socialized medicine will not address this issue except to force prices higher for EVERYONE.
Why is it the government's fault that your example person has a pre-existing condition?
What has the government EVER been in charge of that WORKED???
Do you want your health care costs to be managed by the same people who manage Welfare and Social Security?
Let's start with reigning in the FDA so that developing and getting approval for new drugs doesn't cost billions of dollars.
Or maybe we should start with TORT REFORM and quit supporting lawyers with malpractice payouts!
There are bad doctors just like there are bad cops. Bad doctors should be sued, censured and in some cases incarcerated. Most doctors are good people who want to HELP people. Punitive damages in the millions of dollars against doctors who are doing all they can to save, prolong and improve quality of life helps no one but the lawyers!!!
Hospitals are mostly built and maintained by investors. Those investors don't set out to intentionally employ bad doctors or empliment dangerous policies that would cost them money instead of making them money.
Turning hospitals over to government or relegating doctors to state employees CAN NOT improve the quality of medicine.
In a nation of nearly 400 million people, 40 million uninsured is NOT a crisis, especially when 20 million of the uninsured are here illegally and STILL getting health care at OUR expense!
Socialized medicine is just another in a long line of attempts by the left to socialize the nation. Liberals created this "crisis" in the minds of the public and presented themselves as the ONLY ones with the answer. The premise is false and the solution is dangerous.
Wake up!!!
2007-11-27 14:19:19
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answer #2
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answered by Ed Harley 4
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How would I fix it? I would require each person to have insurance, and allow "air breathers" groups to help manage risk. I think the market would develop a hybrid insurance that allows lower risk for those who make better lifestyle choices - and perhaps the government could subsidize premiums for those with genetic p.e.c.'s.
If each person had his/her own policy, the cost of treatment would go down because hospitals wouldn't have to fund un-insured or non-payers. Hospitals and facilities would be required to publish their rates, allowing consumers to shop around.
If each person had a primary doctor, there would be fewer ER visits for sore throats, etc. Our highest level of care would be reserved for those who need it (ie: trauma center for accident victims, not flu shots).
2007-11-27 14:12:05
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answer #3
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answered by DaisyCake 5
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I would put mandates on insurance companies... When progress stops from competition,.. maybe you need to add morality to corperations. Throw in another factor.
By the way... Why is it, that someone born with the alcaholism gene has the same side effects as someone who builds a tolerance to alcahol. By scientific faith we are supposed to believe in random mutations when nothing else is considered random.
The Bible says the sins of the father will be passed down through the generation. I believe in ridding generational curses.
2007-11-27 13:43:20
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answer #4
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answered by itofine 2
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This is a tough debate for me. I have had coverage for about 10 years and not once used it. I never get sick (knock on wood) I invest a good portion on healthy food, i eat 6 times a day 9and even got a second job to do so) I exercise 6 times per week, I wont have children until I know I can take care of them and think every decision through several times before acting on them...so I feel it would be unfair to take one more penny from me to take care of an obese person who despite the pre-existing illnesses he has due to the weight keeps parking on the handi-cap parking space infront of the golden corral where he gets the heart attack that keeps him from working. See where im getting at?
Surgeon general warns against lung cancer yet people keep smoking. WHy provide universal health care to a person who only thninks of him/herself on their death bed?
Geezers are living longer so im all for their free coverage but thats it! Kids need beter parents rather than pregnant teens who cant make ends meet. It should be an indivual strive and not the governments
2007-11-27 14:01:07
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answer #5
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answered by Anonymous
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It's fair.
Yes.
Yes.
Everyone has to die sometime.
I wouldn't "fix it". Use your own money to help the needy if you want. It's not the governments' responsibility. If the government were to be in charge of our health care, that would open the door for them to tell us what to eat, not to drink, not to smoke, we must exercise, practice safe sex, only have 1 child, limit exposure to the sun, guns would be outlawed, and any other freedoms you can think of would be limited. This way of life may sound good to you, that should be an individuals choice, but don't FORCE it on me!
2007-11-27 13:54:46
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answer #6
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answered by jenjen 2
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Health care insurance companys must not be allowed to deny pre-existing conditions or refuse to pay for health care under any circumstances.
2007-11-27 13:41:50
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answer #7
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answered by Darth Vader 6
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Well let's see, a pre-existing condition. You mean that they were born with it, or do you mean they failed to get insurance and waited until they were sick and then decided to get insurance. If they were born with the condition then the parents should be held accountable for not having them covered if it was because they failed to cover themselves, until it was too late, then tough titties, said the kitty.
2007-11-27 13:44:07
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answer #8
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answered by libsticker 7
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Stops gaps already exist.
If its a matter of "I have to much for the government to help me"... then Yes you should have to sell your house, car, valuables and declare bankruptcy to receive anything free from the government.
Additional- Sounds like you might already be sick so the responses shouldn't bother you. Get off the kook-aid and try a juice diet. You might live longer.
2007-11-27 13:39:48
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answer #9
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answered by Anonymous
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Very fair.
Nobody's fault. Especially not the insurance company's fault.
Yes.
They will be treated without healthcare. How do you think illegals get treatment?
2007-11-27 13:40:49
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answer #10
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answered by Philip McCrevice 7
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