I recently let my friend use my credit card to purchase a audio car player valued around $800. However, after bringing his car to the shop to get repaired, his car was broken into and the deck was robbed (it was already installed and working). He refuses to pay me now, even though I have VISA records of the purchase, as well as witnesses who saw our "casual" verbal consent of the agreement. What can i do? The shop also claims that they are not held responsible for any actions that take place on their lot. My friend says apparently there is some sign saying this. I'm unsure if his car insurance covers theft but it doesn't seem like an option.
P.S. I live in Ontario, Canada and $800 is quite valuable to me.
2007-11-26 14:12:37 · 5 answers · asked by someguy456345 3 in Politics & Government ➔ Law & Ethics
Does he have any chance to recover the money from the shop for negligence in safeguarding the vehicle, again I'm pretty sure there is a sign saying they are not responsible for anything that happens to the vehicles
2007-11-26 14:44:04 · update #1
$800 is well within Ontario's Small Claims Court limits. With your Visa records and, if necessary, the installation companies testimony that they put the radio into his car, it should be a slam dunk.
You have no case against the installer, by the way - you loaned your friend the money, and it's him you would have to recover from. HE may try to recover from the installer if they were negligent in safeguarding his vehicle.
I've attached a link to Ontario Small Claims Court information and forms. No lawyer is needed for Small Claims.
Richard
2007-11-26 14:23:15 · answer #1 · answered by rickinnocal 7 · 0⤊ 0⤋
You know 800 is very valuable to everyone, except it appears to your friend and I use that term very lightly. If you apply this lesson over your lifetime the 800 will be relatively cheap. Never and I say again never lend or give money, cash, check or credit card to a friend, acquaintance, neighbor or relative and especially a relative. Start a new practice today and you will be able to say....you know once I lent a good friend 800 and it proved to end our friendship which I valued more than 800 so I've adopted a practice and I don't every lend money out...period.
Good luck and as you pay down the balance....remember it is a very cheap life lesson.
2007-11-26 14:23:25 · answer #2 · answered by malter 5 · 0⤊ 0⤋
Your credit card company may cover it as an insured item. If not, then he would be responsible to pay, and you might have to take him to court to get him to live up to his obligation! That's too bad, sounds like a jerk! Don't lend money to family or friends!
2007-11-26 14:22:01 · answer #3 · answered by Beau 6 · 0⤊ 0⤋
That is really awful. Next time, pick a better friend and never let anyone use your credit card.
2007-11-26 14:21:31 · answer #4 · answered by ginaforu5448 5 · 0⤊ 0⤋
I loaned %5000.00 to a personal friend who had no assets and is 70 years old. Can I purchase loan insurance in case he dies?
2015-02-02 04:29:05 · answer #5 · answered by Ray Lelievre 1 · 0⤊ 0⤋