what is the best way to pay off a 30year mortgage if your payment is 341.73/?

Answer 1

with such a low payment the best way would double the payments since the second payment will come directly off the amount due!!!

Answer 2

Not sure what the payment amount really matters, meaning the same advice would apply for any mortgage.
It may be a lot more simple than you think.
To pay off any installment loan you can pay extra each month, that amount would be anything from the entire balance (of course that would be a one time occurance) to $1 extra per month.
Some mortgages may require a full extra monthly payment. Contact your mortgage company.
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Answer 3

This question is kind of confusing.
If you have flexible terms on your mortgage, you can probably increase your monthly payment, or make lump sum payments.
If not, you may be able to re-negotiate at the end of your term (say, 30 year ammortization but 5 year terms) to pay a higher amount, or have more flexibility to make extra payments.

A simple way to pay it off faster is to set up payments every 2 weeks, instead of once a month. Or even weekly payments. You end up making a few extra payments each year, and you'd be surprised at how much that adds up.