did you insure your motorcycle when you first began riding?

Question

when you were learning- did you insure your own bike?

Answer 1

if there is loan out on the bike, the bank requires insurance to guantree the loan if something should happen to destroy the bike. The bank holds a lean on the bike, until it is paid off, so if you destroy it the insurance company will pay the bank off. Also every state requires that vechiles driven on public roads are insured for at least Plpd. (persnall liablity, personal detstruction). For dirt bikes, or any off road vechiles, insurance is not required, as long as they are not driven on public roads, and there is no a lean against is by the bank for the amount of the loan

Answer 2

yes. you have to.

Buy a cheap bike.

get liability coverage, and coverage for your own injuries if someone else hits you.

learn on said cheap bike for 3,000 miles.

then go out and buy a bike worth insuring with comp/collision coverage. You will always need at least liability in the US.

Answer 3

Aways!
What if you dump it silly?
Do you have the bucks for the repair of it?
Have you even taken the Motorcycle Saftey Foundation riding program yet?
Better do it sooner than later... You will learn to ride and then some... Might save your life someday......

Answer 4

With 40+ years of driving experience i might say autos and automobiles, accompanied through undesirable roads with salt, sand, antifreeze, oil transmission fluids, glass, nails, crossing rail highway tracks, metallic plates are like Ice once you hit them, wind partitions from automobiles autos, climate rain, hail, snow, ice, black Ice, even backyard mulch, dirt, asphault or concrete patches, to no longer point out fog, animals of all sizes the two city and u . s ., manhole covers, bridges, enlargement joints in highways/roads... chilly, moist, freezing, overheating and sweating your butt off... in case you may arise with the money for to force a automobile then gain this. 4 wheels are plenty safer than 2. i will argue this factor because of the fact after possessing 8 bikes and driving them for over 40 years i've got been via very almost each and every extremethat you may think of, each and everything that I easily have written in this so a great way. From being so chilly that i could no longer positioned my legs right down to maintain from falling over, to sweating to products in a hundred+F temperatures. you may surprisingly much continually stay to tell the story sliding in a automobile, continually be out of the climate in a automobile, and that i ought to bypass on and on. insurance, risk-free practices, everythingthat you may think of. human beings do basically no longer appreciate, or see bikes on the roads, incredibly the extremely previous ones that extremely should not be applying because of the fact they're basically finding rapidly forward and not in any respect verify for lane adjustments, and youthful ones because of the fact they have not got sufficient experience on the roads yet to understand that a motorbike looks very small yet is traveling on the fee shrink too.

Answer 5

Sure, because most accidents happen while you are learning.

Captsted - PLPD is "Public Liability and Property Damage". This means the damage you inflict on others is covered, even if the damage to yourself and your bike is not.

Answer 6

INSURE INSURE INSURE


my dad told me a story (true)

his friend bought a 23,000 dollar HARLEY!!!! expensive

he was very excited and went to his local bar in wisconsin..
he showed off his bike and then he had drinks w/ his friends.
he stayed for an hour and when he came back his Harley was gone. ZIP... DONE, GONE... and guess what, it wasn't insured................SUCKS FOR HIM CAUSE he never got his harley back ever!!!!!!!!! its been 25 years... 23,00 dollars spent for nothing in one day.. nice accomplishement.... yeh rite...

so get that baby insured!!!

Answer 7

My 06 Virago was financed, so I put full coverage on it. Fire theft collision. My 06 Lifan I paid cash so I only have liabality on it. Which is required.
Jim

Answer 8

No, I didn't.
I did wear a helmet.....

That was years ago,
I carry insurance now, and wear a helmet when I feel like...

Answer 9

Of Course...... It's a legal necessity here in the UK!