Ok, I am in my second year at the University of Memphis and I was staying at a dorm my first semester but that didn't work out (My roommate was smoking crack and weed in my room and the cops caught him and he didnt get kicked out so I moved back home). The thing is that I am basically cutting myself off from my parents because of personal problems and I have to move into an apartment. However, I have a car note and bills that I have to pay along with the rent and utilities. My dad makes an *** load of money so I was really limited on how much I could get from federal loans the first year but now Im moving out I dont have his help. Does that mean I can get more money from fed loans or what? I am at a loss for what to do and I have to be out by Jan. 1st. I have NO IDEA what needs to be done and this is without a doubt the worst holiday season of my freaking life... If anyone has sugestions about other loans I could get or anything please help me out.
Thanks,
Grant
2007-11-19 17:10:54 · 6 answers · asked by Grant 2 in Education & Reference ➔ Higher Education (University +)
Your FAFSA (and therefor your financial aid package) is directly related to your parent's income unless one of the following applies to you:
* Married as of the date of filing the FAFSA.
* The supporter of a legal dependent other than a spouse.
* A veteran of the U.S. Armed Forces.
* An orphan or ward of the court.
* Classified as independent by a college’s financial aid administrator because of other unusual circumstances.
* A graduate or professional student.
* Currently serving on active duty in the Armed Forces for other than training purposes.
* 24 or more years old.
If none of these makes you independent, you can appeal to your financial aid office to be declared an independent but this usually goes with a story like "we never new dad and mom's been in prison for five years and I've been raising my brother and sister on my own...." You can try.
Otherwise, you're a bit stuck and you need to find some sources of financial aid that aren't need based - academic scholarships and grants.
2007-11-19 19:25:32 · answer #1 · answered by CoachT 7 · 1⤊ 0⤋
the feds look at your parents income until they no longer claim you as a dependant. You can still get student loans but they will be the crappy ones that will start accumulating interest ASAP. Did you look to see if you qualify for any grants or scholarships? What about work study. Try to find a roommate for the apartment. Good luck..
2007-11-19 17:18:02 · answer #2 · answered by Anonymous · 0⤊ 0⤋
I know most student aid is dependent on wether our not your parents will help. Im not sure on your situation but hese sites should help give you an idea. Im sorry about your tough time but things will always get better if YOU change them. It's hard thought. Rember people do care even I,a total stranger, took the time to help. Don't give up on school. I dropped college at 18 and still regret it . I just went back at 27 and it's still the best choice. Trust me you can work with your back or your brain. Choose your brain.-Jason
2007-11-19 17:18:38 · answer #3 · answered by tattoo_rocker 3 · 0⤊ 0⤋
Honey don't take out any loans,they have to be paid back and you can bet the interest rate will be high.Now you have left home try the feds again maybe now you will be able to get help from them.It is a shame you have problems that are preventing you staying with your parents,is there really no way these can be resolved?If the problems do not actually involve your parents maybe it would be worth talking them out with them,it could be that they will be able to help you get them sorted.Is there no one at your uni like a mentor you can talk with and ask for advice?You say you have personal problems and so have cut your self off from your parents because of this perhaps they would actually be able to help you ,it is what parents do for their kids,whatever age,have you tried talking to your mom about it?i truly hope you get some help and please, you only have one set of parents so don't cut yourself off from them ,they may just have the answers you badly need.xx
2007-11-19 17:30:22 · answer #4 · answered by her with the mad ginger hair 5 · 0⤊ 1⤋
Your parents income effects what u can get until your 23. After that u can apply for help without including parents income. My sister-in-law was living on her own and still couldn't get help b/c her dad mad hella money. Sorry.
2007-11-19 17:16:15 · answer #5 · answered by Jamie W 2 · 0⤊ 0⤋
1. your parents are ***** expecially since its the holidays.
2. Yes You should get more from federal loans....
3. good luck
4. happy holidays
2007-11-19 17:17:14 · answer #6 · answered by cjb330 3 · 1⤊ 0⤋