rear end collision?

Question

Ok,the othe day,I was stopped behind someone at a light,I reached over to shut the pass.window,and I didn't realize my foot was slowly releasing the brake,and I ended up rolling into her.We got out,looked at our cars,made sure each other were ok,the cars had no damage,so she said it's ok,the police don't need to come or anything.Well,the next day,I get a call from the cops saying they want to talk to me reguarding an accident.I guess she contacted the police after she went to the hospital complaining of neck pain.The cops tell me she has chronic neck and back troubles,and I may have made it worse,requiring her to be in a neck brace.I told the cops what happened.So I call the insurance company and tell them what happened,and they are saying it may be fraud on her part.Now I have people tellin me she can say to the ins.co.that I hit and run cause the cops weren't called to the scene.So now she might automatically get money from me cause all she has to say is I hit &run.What do u think?

Answer 1

"Those people" do not know what they are talking about. Even if you did commit the crime of leaving the scene, it would not have the least effect on the injury case, which requires a showing of negligence (okay, we've got that) and injury caused by the negligence. She has to prove that she was injured in the accident. In states that have adopted the No Fault approach to automobilie liability, she has to prove that she suffered a truly significant injury. A soft tissue case (which is what a neck/back case really comes down to) is extraordinarily difficult to prove, requiring extensive medical studies and often failing even when there is undoubtedly a permanent injury. Just not a severe serious, grave or disabling injury.

Important tip: in many states, an insurance company is NOT allowed to raise the insured's rates at renewal because s/he has reported an accident. The rate goes up because of a claim (or a traffic ticket). Mere "notice of occurrence" is a non-chargable event in many states. It's worthwhile to find out how your carrier rates you as a driver...before you have an occurrence.

Answer 2

wow! any witnesses? is the area under servailance? (many main roads in areas are now under police servailance so you may want to check with them regarding this) any shops in the area where working people may have seen something? a lot of shops now have cameras watching the street in front of their place as well in case of robbery or any other bad thing that happens. if she has filed such a suit before, chances are you can find out about this as well. did you exchange any info at all that would support your side of the story? if you ever hit or get hit again, it would be a good idea to get all the persons info so if they try to play hit and run, how would they explain your having their insurance info, etc. the fact that there is no damage to your car may come to your aid as how can she be so damaged in an accident yet have no damage on your or her car. good luck with this one

Answer 3

If it is a hit and run, she should have filed a police report immediately, if this was not done it can be stated in court and held against her.

Yes, some people do that. Best way is to let the insurance company handle the incident and stick to the real story.

Don't worry and good luck.

Answer 4

problem is , even though she said its her fault, legally, you are still at fault. I say this because you are suppose to stay a good distance behind the car infront of you , so that in situations like this , you have enough time to stop. Since you hit her from behind, that shows that you were following too closely. Right now, chances are, that its like 50/50. What you do have on your side is that there was no police report so there is no evidence its all really hear-say. So lets see what she really says to the rental agency, if its your fault or hers. Lets hope she didnt contact anyone to get help.

Answer 5

Unfortunately that is true. We had a similar thing happen. No damage and no one hurt, but the b**** tried to get money later. Someone probably told her she had a good change of making some change. Do you have anyone who might have witnessed the hole thing??? Anyone in your car?

Follow her with your camera and catch her doing things she should not be able to do because of her injuries and put her sweet a** in jail for fraud

Answer 6

i think thats messed up ive never had that happen to mee but the best thing u can do is hope for the best my accident was a roll over and my fault so yea i cant really give u advice on it not unless u get a lawyer and go to court but if she trys to get money then u will be going to court anyway

Answer 7

Just let your insurance Company handle it.