Refinance closing costs?

Question

I live in Oklahoma (if that matters). Does anyone know what the average closing costs would be to refinance a 109K Mortgage? Can you finance the closing costs into the loan?

Answer 1

1.no. but a lender can tell you what their fixed closing costs are.
2. yes.

Answer 2

Most mortgage companies will add the closing costs into the loan on a refi. I have never heard of anybody having to bring cash to the table to close on a refi and all the money is coming from the lender. Maybe they do things different in Oklahoma, but I doubt it.