Can a person get a contractors bond if he is not licensed?

Question

I have a judgement against a contractor who has a NEW bond. He has no license though. I'm trying to collect from the bonding company. But they say the claim occurred before they issued the bond. I think he shouldn't have been issued the bond in the first place.

Answer 1

If the claim arose before he bought the bond, then of course the bonding company won't pay. A bond is insurance - it won't pay when it wasn't in effect.

Some types of contracting doesn't require a license, so you could get a bond without having a license.

Richard