Will I get a pension?

Question

Been working all my life in UK and Europe and always on a low wage when most the time I'm just scraping by. I obviously can't take out a pension as I can't afford it.Am I gonna be on the streets when I get to 65? I'm British by the way!

Answer 1

Go to Directgov
http://www.direct.gov.uk/en/index.htm
click pensions under money, tax
click Forecasting your pension
click Getting a State Pension forecast
fill in the form

Answer 2

you can contact them for a pension payment forecast,depending on your age you may not get one if you are too young for a forecast.You must have paid 44 contributions for a complete pension,that is 44 years.You can make up any shortfall if you so wish.It is not advisable to work over retiring age, as it makes very little difference to the pension, but saves the goverment lots of money on your lost pension payments.Anyone who has been paying in is entitled to those payments to be transfered to a private pension fund ,should they so wish,the goverment cannot just write off contributions you have already paid.

Answer 3

if you save all your life, have a pension and own your own home the goverment will give you nothing but your state pension which you paid for then tax you and take your savings, take your pension and your home if you need to go into residetial care, if on the other hand you have nothing the goverment will cater for all your needs.

Answer 4

If you have been paying national insurance you should be o.k. if you have a short fall, pay it up and you will be fine, you`ll need to get in touch with the National Insurance contributions Office. Look on line for your nearest office

Answer 5

you can contact department of work and pensions and ask for a forecast. they will tell you where you stand.

Answer 6

are your national insurance contributions up to date check with them