I need to save desperately as it is less than 6 weeks to christmas and my christmas holidays and i have no money saved cos I am always finding I owe someone, have to pay for avon, bought something to pay off, pay some board...
I do get paid really well and its still hard. After tax I get close to $1000AUD a week.
i pay my car off $100 a week $50 to my credit card, $75 to dad for board.
other expenses are my mobile (contract monthly) minimum $100.
i have to buy christmas presents, bday present for my boyfriend, car service for my car and I dont get paid for my holidays as I am a contractor.
How am I going to do it, I have a savings account that direct debits every week but then when I am short, I withdraw it online.
I need to save as much as I can for my 3 week holiday in one and a half months.
i also am very generous giving money to sisters/brother/dad etc and I wish I didnt.
budget sheets dont work
Help me please, what to do???? I cant help buying stuff!!!
2007-11-18 15:41:10 · 3 answers · asked by Anonymous in Business & Finance ➔ Personal Finance
it is time for you to start thinking of number one and quit helping everyone else!!!
2007-11-22 01:22:20 · answer #1 · answered by Anonymous · 0⤊ 0⤋
You have a lot of company. Budgets only work if you stick to them. There should be no "off-budget" expenses, they will torpedo your budget. Your generosity to others is coming at the expense of your holiday. You cannot expect to produce money for holiday gifts in the next month when you have not managed to save any money all year.
2007-11-18 23:55:10 · answer #2 · answered by Computer Guy 7 · 0⤊ 0⤋
you better learn to live with realities.here people getyour weekly salary in two months and able to save 300 dollars,reduce car expenses/credit card stop and stop buying or you will suffer
2007-11-18 23:52:05 · answer #3 · answered by madhavan n 6 · 1⤊ 0⤋