how do i stop someone setting up bank accounts up in my name???

Question

i would be grateful for any advice,for the past 2 days i keep getting emails from differant banks saying they are closing down accounts that i have never even set up in the 1st place due to a error code,can i report this to the police as i am getting really worried in case a bank does actually believe the person is me and lets them have money etc,thanks for any advice!!

thanks to everyone who answered,i had absolutely no idea about it,thanks x

Answer 1

Whoa - hold on love. Rest assured that NOBOBY has set up accounts in your name. This is a scam - the sites contacting you are phishing for your information - in other words hoping you click on the links given, give all your info including passwords and pin No's so they can empty your accounts. I would report them to your service provider, delete and forget. I've had loads in the past week from banks I dont have accounts with xxxx

Answer 2

Sounds like a phishing email. Someone wants you to go to a website most likely so you'll give them personal information (SS#). For example, I've gotten an email a few times that's made to look like it's coming from Chase bank saying that my online account has been changed. Keep in mind that I don't have an account with Chase. Of course they just wanted me to click a link that asked for my address as well as SSN. Something you can do, is if you go to the bank's legitimate website, you can forward them the email you've received so that they can look into it further as a phishing scam.

Answer 3

Oh boy, well, I am 34 years old and my prents just screwed me out of $30,000 on what was supposed to be jointly owned rental property! I'm not suggesting your Dad is underhanded like my parents and I truely hope nobody else ever goes through what I am but I suggest you talk with your bank and get your own account now that your a legal adult. Time to seperate accounts, talk with your Dad and explain that your an adult now and you don't want him liable for you anymore. It's a nice way to do it without hurting feelings, while giving you both your freedom. Hope this helps,

Answer 4

A lot of these emails are phishing for your personal information. Get a credit report to see if any accounts have been open. You get 1 free report check with the article at http://www.stayinformed.info/finance/credit%20report.htm . The article will tell you how to get a free annual report. Good Luck.

Answer 5

These are probably phishing emails. There's a lot of them going around lately. Delete them and don't click on the link.

Here's a blog post about some of the recent phishing bank emails: http://www.youridentitysafe.com/blog/31phishing-with-s-and-t-bank

Answer 6

Unless you gave the bank your e-mail address AND requested they contact you by e-mail, these emails ARE a scam and are NOT from a bank. Even then, NO legitimate financial institution will contact you by email without sending the SAME notice by regular mail. Please forward the e-mails to the banks FRAUD department.

Answer 7

BAnks do not use e-mails for contact. By all means go to the police.

Answer 8

Go to the bank in person and straighten it out. If the bank won't help you, go to the police. It's called fraud.

Answer 9

Its probably internet spam trying to scam someone. Banks wouldn't make such notifications via e-mail. But if you haven't checked your credit records lately, you may want to just to be sure. www.annualcreditreport.com.

Answer 10

Of course, go to the police.