is an employer required to notify you of changes to your health insurance?

Question

I had an accident that required medical attention. I went to the emergency and had stitches. I called my HMO to set an appointment to remove the stitches. When I went in to get them removed I was told they had just received notice that my insurance had been terminated. My employer had changed my status from full time to part time without any notice to me. I now am receiving bills from the ER. I was not given any notification of this change. My hours had not changed in the 4 plus years that I have worked their. Are they required to notify me that this change was going to happen?

Answer 1

Yes, plus they can't change you without your signature call you HR department right now....

Answer 2

Your employer must provide notice for changes to your health care policy. Also, if the medical bills are related to the accident, health coverage now or not - those bills are covered under the policy that was in effect at time of accident. I would go to your human resourse department as soon as possible and straighten it out. Sounds like a simple clerical error.

Answer 3

It would depend which state is your residence. I would call your Attorney General and ask. You better have a copy of the Health Plan that you were last given to prove your point. It seems only right they should have to notify you of any changes.

Answer 4

You need to go to the hr (human resources) and they can resolve that for you. You were definitely suppose to be notified from the ins comp. If HR doesn't help, go to the Better Burial Business. You can get this # from 411. Hope that works. Good luck and best wishes!

Answer 5

Yes, you should probably go to the HR department if your company has one and also see a lawyer. These changes in your work status and your health coverage need to be given to you in writing, they can't just tell you.

Answer 6

The regulations on notifying workers of differences to their wellness coverage varies from state-to-state. regrettably, i don't know Minnesota's regulations. To complicate issues, in case you artwork for a large business enterprise that "self-insures" they may well be exempt from state regulations and, quite, come decrease than a federal regulation well-referred to as ERISA. that's the undesirable information. the coolest information is that your enterprise probably used an coverage business enterprise to purchase coverage for you and your colleagues. coverage brokers comprehend the community regulations and are paid to help you thru those varieties of subject concerns. Ask your place of work supervisor or HR branch for the call of the business enterprise's agent and get in touch with them. you have completed a good pastime of laying out the difficulty and a specialist agent could be waiting to get you the furnish help to opt for rapidly. desirable of success.

Answer 7

Any change in the health care must be relayed to the employee by the company because it is a duty and not merely a ministerial obligation.

Answer 8

Yes. I would call your states attorney generals office.

Answer 9

yes

Answer 10

yes