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I am in the process of opening one up. What do thing of Bank of America? I have their credit card but no account.

2007-11-15 03:36:33 · 6 answers · asked by PC-User 3 in Business & Finance Personal Finance

6 answers

The checking account itself is fine.

B of A sucks.

They have an annoying habit of intense marketing to their customers. Phone, mail, ads on the website, etc. Credit fraud protection, life insurance -- you name it, they sell it. After awhile it gets really annoying, especially the phone calls.

2007-11-15 03:45:53 · answer #1 · answered by Mike G 6 · 0 0

I have bank of america as well and I have had no problem with my checking or savings acct. I do agree that they call a lot and at least once or twice a week I get junk mail from them about insurance or something. Its frustrating too because I will even go to the drive thru and they try to sell stuff to me through the drive thru. I would rather not have that but as for as the accounts go I have had no problem with them.

2007-11-15 05:45:16 · answer #2 · answered by ? 5 · 0 0

I live in Charlotte by the way, home of the B of A AND Wachovia corporate headquarters. I have a Wachovia account. My wife has a Bank of America account.

I'm with one of the other answerers. B of A tends to want to market products through phone calls. Let me recommend Wachovia. It has a higher customer satisfaction rating, and also offers free checking account options.

2007-11-15 04:26:46 · answer #3 · answered by SoulDawg 4 UGA 6 · 0 0

You will have to set up your account for on line banking and you will need to set up your site key, a new security feature from B of A that identifies the computer you are logging in from. You may also need to enter what state you're account is in. Finally, your original ID is usually your SSN or EIN.

2016-05-23 06:44:20 · answer #4 · answered by ? 3 · 0 0

I enjoy my account very much. I also have a savings account with them that I use to help automate many personal goals i have financially. The website is first rate. I chose B of A primarily because Consumer Reports rated them #1, by far.

I have experienced the marketing/sales calls others users have mentioned.

2007-11-15 04:47:47 · answer #5 · answered by David B 1 · 0 0

Most checking accounts are pretty much the same. Ditch their credit card though..they will raise your rate without notice for no reason and as stated...sell your information so you will be bombarded with solicitations.

2007-11-15 04:13:30 · answer #6 · answered by KathyS 7 · 0 0

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