about signatures?

Question

im just wondering, if someone presented me documents to sign, and just told me to sign here (flip page then point), here(flip page then point), here..... without telling me what im signing for, only that i know i need to sign it to get something...

are my signatures valid?

lets take for example when i applied for a credit card, the agent just pointed me where to sign without even explaining what im signing. and i signed a lot of blank spaces.

if they charge me something which of course i'm not aware of, can i sue them? (in some countries, applying for a bank account will automatically grant you a credit card)

another question:
when a document needs to be signed by my dad, i know my dad's signature, and i know he will sign anyway, i took the liberty of signing it..

is my signature forgery?


just wanna know, thanks!

what if the credit card agent did not mentioned about what im signing? like in the example i gave? can that be considered incompetence or coercion with no force (because he obviously was in a hurry?)

about my dad's signature:

what if my dad agreed that what i've signed is what he would also sign for, if somebody charged me with forgery?

Answer 1

Your signature is valid.

Legally, no one can make you sign a document without permitting you the opportunity to understand what is in the document. Do NOT sign any piece of paper without knowing what is in it. For all you know, you could be giving the guy your house and car.

Signing your dad's name is forgery.

Good luck!

Answer 2

You can not just sign documents like signing an autograph... Your signature is a part of your identity, and signing documents so carelessly is like giving away your identity to anyone. Each individual has a unique signature from the others. When you sign a document, it means you have consented to an agreement that which is written in the contract you signed. You can't sue them if things go wrong because when you signed the contract of agreement, you have understood and accepted their terms.

In the case of your credit card application, you can sue them if they charge you of something that which you didn't acquire or purchased, and given that it breaches the contract between you and the bank. Like for example, they charge you of something in your statement of account, but it wasn't mentioned in the contract that you are required to pay such, it is an automatic violation of the contract.

If for example someone other than you got a hold of your card or got a hold of your credit card number, and used your card to purchase stuff, you don't have to pay for the stuff you didn't buy. All you have to do is file it to the bank and they will investigate the matter. The investigation involves looking into your past purchases and spending patterns and see if it fits your way of spending your money. If the bank finds it that you are not the one who made the purchase, then you will not be required to pay for it. You would also have to get a new card to replace the one you lost, or so that you can have a new card number that other people don't know.

As for your question about signing papers for your dad, you can be in deep sh** or not; that depends on the situation... If you forged your father's signature, you are guilty of forgery, which is a fraud and a serious crime that can get you imprisoned. However, if you didn't copy your father's signature and used your own and signed in his stead(given that it is legal for you to sign in his stead), things may be looking up for you, but not so much because if things go wrong, you will not be the to be in trouble but your father since the contract, although signed by you, was intended for him.

Word of advice: think before you act, and read before you sign. Although a contract may be deemed as illegal in the court of law(if proven so), you're still responsible for your own actions when you agreed to the terms of others.

Answer 3

Your signature is valid BUT you may have the right to contest it in court.

You could claim, you didn't understand what you were reading or the person didn't allow you to read. If the judge agree, your signature is now invalid.

BUT, you are agreeing to the terms when you sign a paper. If you chose not to read it, it is still valid. It will be up to the court to decide which case it would be. You are basically claiming incompetence or coercion (or threat of violence).

For your last question, it is forgery. Technically, you could be convicted for forgery and go to jail for it.

Lastly, if you are under 18 in most states, your signature is INVALID even if you lied about your age.

Answer 4

When you sign for something you agree to those terms. It is your responsibility to read and understand every document you sign, as your signature holds you accountable to those terms.

No terms can be added or chances which is why it is prudent to always retain a copy of a contract.

You cannot sign for your father, that is a a forgery.

Answer 5

If you sign anything, your signature is valid, and you are responsible—it's like signing a blank check. Regarding your father there is a little grey area where your intent and your father's knowledge and agreement may play a factor—but generally it is a bad practice and could be considered forgery ..

Answer 6

Its your responsibilty to read before you sign. Once you sign your name, its valid.

If you sign your dad's name, its forgery. You are not your dad and unless he gives you a signed authorization (power of attorney), you cannot sign for him.

Answer 7

Read before you sign. You are liable if you don't.