Health ins?

Question

I really need to get health insurance but after watching Sicko I'm nervous that if I ever got sick they won't pay. Can someone thats had good experiences wit their health insurance let me know who they use? Thanks... :)

Answer 1

I haven't seen the movie, but since you pointed it out. I better check that out, I best go and check it out at Blockbusters. I suppose they all have their flaws, I have Kaiser Permanante. What is one suppose to do you almost have to have some type of health insurance.

Answer 2

This is a very important subject. Everyone needs to have health insurance because without it you are putting yourself at risk for bankruptcy if anything does ever happen to you or your family. Since there are so many different types of insurance it is kind of hard to know what you really should have and what you need. No matter what you should have a major medical. Period. That way if something happens you are covered. Many companies out there don't offer a major medical that offer 100% coverage. They usually just offer a scheduled coverage which means they will only pay a certain amount for what ever the injury is. A true major medical will provide you coverage on all the incidentals and some will even offer a rider that will pay you if you have an accident or get cancer and such. Choosing a good carrier is a hard but necessary process so don't jump on the first thing that is "cheap". Remember...you get what you pay for and what is more valuable than your health and future. From what I have seen Assurant has some of the best coverage that you can get for the major medical.

Answer 3

My husband and I use United Healthcare Insurance. I was with them through my pregnancy & birth of my son. They helped out a lot. Most insurances will pay for your sickness, unless you are already sick when signing up for health insurance. I've heard blue cross & blue shield is good too.