Is it true that I take on his credit rating/history? I would like to know everything that you can give me...Thanks in advance.
2007-11-12 07:23:28 · 9 answers · asked by Anonymous in Family & Relationships ➔ Marriage & Divorce
no you don't take on his credit history. I got married last month and I took his name. I think it makes it official that we are "united", we're a real family. We're "The Browns"...corny, but that's how I see it.
but for more practical reasons, if you are a white-collar woman and have made a name for yourself in your company, it may be easier to just keep your last name, or go by your maiden name at work, then your married name at home - but that just seems worriesome and confusing. I'm still in the process of changing my name with HR at my company, and I have to get a new SS card, license, all that other legal stuff....but it's worth it to represent your newfound family. It's a good foundation for when your family expands. When you have kids, if you keep your name, what name will your kids assume? Would they take your husbands name, your name, or hiphenate? They'll probably have a hard time in school with two last names :o)
2007-11-12 07:35:42 · answer #1 · answered by ? 4 · 0⤊ 0⤋
Pro's that people will know your a Mrs. right off the top.
Con's (if you choose not to take his name) then good luck dealing w/social security or anyone else for that matter...It makes it all a little more difficult.
You don't really take on his credit rating...But if you have bad credit you can bring his down....But you can be held responsible for each others debts.
2007-11-12 07:29:04 · answer #2 · answered by Anonymous · 0⤊ 0⤋
That depends on his last name and both of your credit ratings. If it is an issue, delay the marriage until the one (or both) of you with the lower credit score has a chance to raise the score.
Good luck.
2007-11-12 07:27:54 · answer #3 · answered by box of rain 7 · 0⤊ 0⤋
Its certainly easier than having to explain to everyone about the last name thing and most people will simply call you by his name anyway. However, let me pass on a tidbit of advice from my recently divorced daughter. DO NOT MINGLE YOUR MONEY and keep your possessions in your name. If something happens then its clearcut what belongs to whom. Changing your name back after a divorce is just a matter of aggravating paperwork.
2007-11-12 07:37:59 · answer #4 · answered by tjnstlouismo 7 · 0⤊ 0⤋
Whether you take his name or not being married ties your credit histories together and makes you as responsible for bills he does not pay.
I can tell you from experience that if you plan to have children you should take your husbnads last name. It is very confusing for children to have their mommy and their daddy have different last names.
Good Luck
2007-11-12 07:28:15 · answer #5 · answered by mn lady 6 · 0⤊ 0⤋
whether you take his name or not, you both are still in the same credit/ranking...and unless you have a famous job or something, there really isn't a reason NOT to take his name, unless it doesn't go with your name...
2007-11-12 07:35:17 · answer #6 · answered by loriloriloriloriv 5 · 0⤊ 0⤋
No you dont have to except his debts... or rating.... take his last name by all means. Yes Gitter Done
2007-11-12 14:40:05 · answer #7 · answered by Anonymous · 0⤊ 0⤋
When you get married for real you become one unit. You take on the man's name as per custom. (IF YOU ARE SUPER FAMOUS YOU KEEP YOUR NAME) Other wise you are cursing your marriage vows with disobedience.
The super famous get divorced anyway so who cares. If you curse your marriage vows you will get divorced also.
2007-11-12 07:31:22 · answer #8 · answered by Philip T 4 · 1⤊ 1⤋
It's easier when you have kids to all have the same name
2007-11-12 07:53:24 · answer #9 · answered by MJ 3 · 0⤊ 0⤋