Hi, I'm currently living in Miami, Florida. My girlfriend is pregnant. Can she still purchase parental insurance? Both of us are international students. Can she get any benefit from government or local healthy department? Also, I'd like to inquire the cost of delivering a baby without an insurance. I hope somebody who has experiences can help me out, thank you!!
2007-11-12 06:14:53 · 11 answers · asked by Anonymous in Pregnancy & Parenting ➔ Pregnancy
It is almost impossible to find an insurance company to cover you:
1. If you are pregnant when you get the policy, or
2. If you get pregnant within 2 YEARS of starting your policy.
I believe there IS an insurance company that is specifically for pregnant women. I'm sorry, I don't know the name, but they advertised a lot on TV.
I can only imagine that the policy payments will be awfully high.
Now, if your girlfriend has no insurance....I can say that about 8 years ago, my friend had a baby at a non-profit hospital. The bills were $10,000. She gave the baby up for adoption, and the adoptive family paid her bills, but supposedly, if she didn't have that help, she could have proven financial hardship, and the hospital would have reduced her bill to around $1000.
That was a long time ago, with a very low-risk pregnancy/regular vaginal birth.
I had a cesarean, and had LOTS of complications. My bill was $40,000, but I had fantastic insurance. I had to pay $1000 out of pocket for the hospital bills, but my insurance premiums (since I had been fired from my job) totaled $6000 for the year.
Whether you have insurance or not, you pay out the WAZOO for a birth. I am almost starting to believe that to NOT have insurance is cheaper, if you deal with a non-profit hospital, but that all depends on your financial status.
Congrats, and best of luck with your baby.
2007-11-12 06:49:48 · answer #1 · answered by gg 7 · 0⤊ 0⤋
If you're international students, try checking with your school and/or health center associated with your school. Most schools offer some type of medical insurance to students for a small price (an may even be included in your tuition). I can't tell you what your school covers if it has this insurance--but from personal experience it's relatively inexpensive--could possibly be paid for by student loans/grants/financial aid--and good enough to get through situations like this.
2007-11-14 05:42:08 · answer #2 · answered by Anonymous · 1⤊ 0⤋
The cost of having a baby will be different from hospital to hospital and doctor to doctor. On average it's $6000-10000. You can contact your state for services and fill out an application for medical coverage.
http://www.dcf.state.fl.us/ess/medicaid.shtml
1317 Winewood Blvd.
Building 1, Room 202
Tallahassee, FL
32399-0700
Email: dcf-osc@dcf.state.fl.us
Phone:
Fax: 850.487.1111
850.922.2993
2007-11-12 06:32:40 · answer #3 · answered by Melissa S 7 · 0⤊ 0⤋
My cousin just had a baby without insurance (they own their own business) and for one night in the hospital and a vaginal delivery it cost $15,000.
With my husbands insurance, it's going to cost us $500 to have our baby.
If there's anyway you can get insurance, she should do it. It will save you a ton of money!
2007-11-12 06:20:16 · answer #4 · answered by Anonymous · 0⤊ 0⤋
It partly depends upon whether you have the baby in the hospital or a birth center. A birth center is cheaper. A midwife may be cheaper than a doctor.
2007-11-12 08:16:05 · answer #5 · answered by pennypincher 7 · 0⤊ 0⤋
Look into birthing centers or a home birth. Either way, you get a midwife. Hospitals are businesses, so the charge astronomical amounts. I plan on using a midwife whenever I have my children for various reasons, including the money one.
2007-11-12 06:25:35 · answer #6 · answered by Jessica C 3 · 2⤊ 0⤋
I recommend one to try this web site where onel can get rates from different companies: http://cheapinsurancequotes1.info/index.html?src=5YAqqC1AOR8gjm1
RE :How much does it cost to delivery a baby without any insurance?
Hi, I'm currently living in Miami, Florida. My girlfriend is pregnant. Can she still purchase parental insurance? Both of us are international students. Can she get any benefit from government or local healthy department? Also, I'd like to inquire the cost of delivering a baby without an insurance. I hope somebody who has experiences can help me out, thank you!!
Follow 11 answers
2017-03-16 10:01:16 · answer #7 · answered by ? 6 · 0⤊ 0⤋
Grand total with doc,delivery,meds,baby care=$10,000
2007-11-12 06:26:42 · answer #8 · answered by ?????? 4 · 0⤊ 0⤋
i don't have insurance either & i am paying 1,300 dlls for the dr plus 3,100 dlls for the hospital (vaginal birth) or 5,200 dlls (c-section) this is in CA though.
God BLess <3
2007-11-12 06:19:19 · answer #9 · answered by ˚despeяate housewife˚ 6 · 0⤊ 0⤋
You raise some good points in your question.
2016-08-26 06:31:53 · answer #10 · answered by ? 4 · 0⤊ 0⤋