Why do people pay for a simple "Cupcake" with a credit card ??

Question

Holding up the whole line in the supermarket ???

To magpie: How many points can you earn with a "Cupcake"???

Answer 1

Many people use their credit cards for all their purchases and pay the bill in full every month. Lots of credit card companies send year end summaries to the customers which accountants can use for information when filing taxes. Many people use their credit card to gain points in the many points oriented programs available. You can accumulate points for frequent flier miles quicker if you make all your purchases with one credit card and you can fly to Europe faster than if you used a credit card for only big purchases once in a while

Answer 2

Here's an interesting story.

I was waiting in the "15 items or less" line in the supermarket. There were three checkouts.
Checkout number 1 (or CO1) as I will call it was non-operational as there was a bimbo behind the counter tinkering with something.
CO2 was occupied by a man that had a billion reduced items that the lady had to enter the codes for MANUALLY and CO3 didn't have a working cash draw, so three people walked past me and got served because I didn't have my card.

The moral of this story? MAYBE THEY'RE ONTO SOMETHING!!!!!

:) I hope this amused someone.

Answer 3

Sometimes it 's because the card is stolen. If a low value transaction goes through the thief knows the card is still good and can be used for more ambitious theft. If there's a problem with the card they pay for the goods in cash and make a quiet exit. A quart of milk is often used instead of a cupcake as everybody buys milk.

Answer 4

I use to complain about the same thing - until I caught on. If you notice ATM fees are outrageous. You might pay $3 to take money out of another banks ATM & then your bank charges you a fee as well.

Heck, if I'm in need of cash & I don't have access to my homebranches ATM, I go to a walgreens & buy a newspaper, pack of gum, etc.. Then I get $50 cash back.. Oh yeah, no ATM fees for me BABY!!! :D

Answer 5

It doesn't hold up the line. It just takes the swap of the card. No real problem. There's no paper work involved. Let people live their life the way that makes them happy. It's not hurting anyone.

Answer 6

I very seldom carry cash anymore, but I don't think I'd put a cupcake on my credit card unless I was starving. Have a little patience, what's your hurry anyway? Life's too short to rush thru!

Answer 7

Likely to get airline miles and avoid having to pay rediculously high (as a percentage), ATM fees to use an ATM that isn't from ones' own bank (can run as high as $2.00 per transaction which is 10% of a $20 withdrawl, almost as much as the cupcake itself costs!).

Answer 8

If anyone pays for just one cupcake with a credit card, they're bizarre indeed.
Another reason is that they have money to burn to buy alot of credit cards with so they waste their time paying for just cupcakes on them.

Answer 9

I hate carrying cash and change. honestly I think its more annoying for someone to count out change which won't be exact and then having to wait for the cashier to recount and then give back the difference. Card is so much easier.

Answer 10

there's no large difference between "credit" or "debit" in words of money going out of your account. you should enter the PIN once you opt for "Debit" and signal once you opt for "credit". basically be sure that your economic organization does no longer charge you once you opt for "Debit" and enter the PIN. some banks attempt this.