The other day I went to visit my friend who is 60, and they were all talking about paying for their funeral. It seems a funeral undertakers has opened up, and is taking orders for funerals. The pensioners are calling it pay before you die, I could not stop laughing and they are allowed to pay it up.Some are paying so much a week, can you believe it?
2007-11-08 15:26:31 · 19 answers · asked by Angel Bonnie 4 in Society & Culture ➔ Cultures & Groups ➔ Senior Citizens
The reasion I was laughing was all of the pensioners were in fits laughing themselfs. And I was invited to ten funerals in advance, if you had been there you would would be in fits laughing yourself. They were talking about what to wear for their funeral.
2007-11-08 17:41:49 · update #1
rb92440 What makes you think I am young if you knew my age you would get a surprise. Lots of pensioners don't live in sheltered accommodation, some of us in their 70+ live in their own home.
2007-11-08 17:52:50 · update #2
It can be a taboo subject where we think we have to be all morbid and serious about death. However having a sense of humour about a practical expense is no crime. It is responsible of them to look to help relieve the financial burden of their deaths from others. it is a shame, but it is a fact. I might not agree with paying over 20% of my wages to a government that I didn't even vote in let alone agree with the vast majoritiy of their policies, but I do because that is a fact of life. Same with death, we'll all end up dying sooner or later - that doesn't mean we can't have a laugh on the way to it!
2007-11-08 18:29:58 · answer #1 · answered by waggy 6 · 2⤊ 0⤋
Give the older folk a pass. Take it back a bit and realize that they are in a WAY different stage of life than you. At your age, don't laugh at toddlers or "pensioners." You don't know what either is facing. I don't know if the undertakers are legit or not, but pre-paying for funerals is a very financially sound decision. Gruesome and as depressing as it sounds, funeral costs rise just like everything else. If you "lock in" a funeral cost, you can pre-pay your funeral, you can rest easy knowing that once you pass on, the current cost of your funeral won't be deducted from what you're leaving to your loved ones, and your funeral costs won't cut into what you want to leave to your loved ones. To prepay one's funeral is a way of ensuring that what you want to give your family and friends is protected. You may not appreciate this answer now, but honestly, this is their way of protecting the nest egg they want to pass on to their loved ones. Totally sweet and unselfish.
2007-11-08 15:40:20 · answer #2 · answered by rb29440 4 · 2⤊ 0⤋
I have been aware of this plan for some time, but I can't help feeling that its some thing of a con trick, capitalising on the natural feelings that older people have of not leaving a burden for their children, I don't doubt an ordinary savings plan(with instructions that it was to be used for the purpose of meeting funeral cost) would in a short time meet the cost of most funerals it is a scheme I would approach with care.
2007-11-08 17:19:34 · answer #3 · answered by Anonymous · 0⤊ 0⤋
Death is expensive if your going in the ground in the end. Cremation is cheep, but urns cost a good deal of money. My family paid for a six person plot for about $14,000. That's without a headstone or stones, caskets, burial, and playing the people the mortician. So in the end my family will save some cash on the plot, but that will be it. My Uncle Paul would like to make caskets for him and his wife. He could make a $20,000 casket for a few thousand or a $2,000 casket for only a couple of hundred dollars. So it's not a bad idea.
2007-11-08 15:38:18 · answer #4 · answered by smooth_stalin 4 · 3⤊ 0⤋
This is quite a common practice.It is called a "pre-paid burial plan".People do this for themselves so they will not place a burden on family members in the event of their passing.It is a very responsible and thoughtful thing to do and it makes laying someone to rest so much easier without having financial implications.I only wish my own mother would have had the option for this.I guess I'm not quite sure why you find this funny.
2007-11-08 15:33:11 · answer #5 · answered by lori t.(works too much) 6 · 3⤊ 0⤋
Yes. Many people pre pay for funeral costs now. One of my best friends is 74 and she has everything taken care of. My mother just checked in to the cost of cremation for herself. My husband and I have instructions in our wills for our cremation. It's a considerate thing to do for those you leave behind. Besides already being paid for, it lets your family know they are doing things as you wish them done. They don't have to worry about funeral costs or making decisions at such a difficult time.
2007-11-08 15:50:07 · answer #6 · answered by luvspbr2 6 · 2⤊ 0⤋
It's a wonderful concept and works quite well.
I'm an advocate of pre-need plans for Seniors. That way, it saves everybody else from having to do the planning and paying.
Your friend is to be commended.
2007-11-08 16:53:09 · answer #7 · answered by Cranky 5 · 1⤊ 0⤋
It's a very caring person who would do this. My grandmother did that and even arranged for the flowers and basically all we had to do was show up. With that arrangement, there is no added cost of inflation years down the road.
2007-11-08 17:03:41 · answer #8 · answered by Donna 7 · 1⤊ 0⤋
You may be shocked by that, but you'll be grateful if your folks do it. And so are they ....they get and pay for what they want. At a stressfilled time in your life, you won't have to make any of those added decisions. They're definitely being mindful of their families for the future!
2007-11-08 16:41:38 · answer #9 · answered by Grace 5 · 2⤊ 0⤋
I know many people around my area that paid for their funeral already......caskets picked out, stones are done.....It makes it much easier on the children or other family members left behind when they pass......
I think it is a good idea.......
2007-11-08 15:57:23 · answer #10 · answered by Melissa R 4 · 2⤊ 0⤋