2007-11-08 11:12:33 · 10 answers · asked by peaches 1 in Politics & Government ➔ Law & Ethics
No, it isn't. My friend had her identity stolen, and while she didn't lose any money, she was certainly victimized.
2007-11-08 11:20:27 · answer #1 · answered by Anonymous · 1⤊ 0⤋
Nope.
Take insurance fraud for example. Every time some one commits an act of insurance fraud - they figure, "hey, we're just ripping of the insurance company." There's no victim.
The thing is......insurance companies are businesses - not charities. If they do not make money - they go bankrupt. So, if the insurance company is losing money - they raise the rates.
In essence, every time someone commits insurance fraud- they might as well be taking your wallet out of your pocket and removing the money from it b/c you subsidize the insurance fraud by paying higher premiums.
What kind of problem is it? The cost of insurance fraud exceeds 96 Billion a year. It is estimated to be the second largest economic crime in America - exceeded only by tax evasion. Insurance Fraud costs each American family about 1000 per year.
Now....you tell me....is insurance fraud a victimless crime?
2007-11-08 11:40:57 · answer #2 · answered by Boots 7 · 1⤊ 0⤋
No. Fraud is committed by false representations or suggestions by which another is cheated. If we espouse the view of fraud as a victimless crime we would in turn be encouraging the perpetration of fraudulent acts thereby justifying stealing, cheating, adultery, concubinage, etc. to the prejudice of honest and law abiding citizens, and God only knows what could happen if these people no longer find relief from law and start thinking the same way.
2007-11-08 13:46:49 · answer #3 · answered by daiz 2 · 0⤊ 0⤋
No. Fraud has to be insured against. Companies spend a lot of money insuring themselves and of course they pass on this cost to their customers in the form of higher prices. Innocent people pay extra as a result of fraud.
2007-11-08 11:16:36 · answer #4 · answered by Anonymous · 1⤊ 0⤋
No, because the companies that get ripped off, mostly insurance companies, have no problem with transferring the cost associated with fraud to their customers. We are all paying the price for the actions of the fraudsters.
2007-11-08 11:16:54 · answer #5 · answered by Ronald D 4 · 1⤊ 0⤋
Absolutely not. Society as a whole pays for it. For example, if there were no insurance fraud, everyone's premiums might be 25% lower. Fraud hurts everyone...
2007-11-08 11:15:41 · answer #6 · answered by Anonymous · 1⤊ 0⤋
how could it possibly be victimless?
fraud is always committed against someone!
2007-11-08 11:16:47 · answer #7 · answered by adam/penny 7 · 1⤊ 0⤋
Not according to the Libertarian Party.
2007-11-08 11:15:00 · answer #8 · answered by mikemcveybox234 2 · 0⤊ 0⤋
No. It's stealing money from people.
2007-11-08 11:15:14 · answer #9 · answered by Anonymous · 1⤊ 0⤋
No it isn't.
2007-11-08 11:18:13 · answer #10 · answered by Beardog 7 · 1⤊ 0⤋