Ok I am 16 year old and planning to take the MSF soon, I am deciding weather to get the 2008 Ninja 250r or the United Motors V2s 250r, I like the looks of the V2s250r, but its a new company, is it safe to buy from this company or should I jsut get the Ninja 250r because Kawasaki made it...also what s the pros and cons if I choose to pay the bike in 60 months instead of 24 months?
2007-11-07 11:35:21 · 6 answers · asked by Anonymous in Cars & Transportation ➔ Motorcycles
I live in the USA in California, but the reason im getting a 250 is because I cant afford insurance for like a 600 because im only 16 and no road experience.....this is my very first vehicle....
2007-11-07 13:32:03 · update #1
I don't really think a 250cc ninja is the route to take...or any 250cc bike. You will outgrow it in a month and look to upgrade. They are not a huge resell. My suggestion, since it is your first bike is to get a 450 or a 600. You can always slow the bike down, you can't however make it go faster when you are ready to. I would go with the Kawasaki or any familiar name brand. I have never heard of these bikes and my father has owned a store for 34 years.
The pros of 60 months is a lower payment, however you will never have a 250cc for 5 years. You will be lucky if you keep it for entire summer.
2007-11-07 11:47:58 · answer #1 · answered by redsox41004 2 · 0⤊ 2⤋
I've never heard of the UM bike. You don't say where you're located, though, so that may be because we're from different countries.
I would go with the Kaw if it was my choice. I had one for 2-3 years when I was about year age, and it was a great bike. It never broke unless I did something stupid, like laying it down while riding trails. I think a 250 is a good choice - it's big enough to get you around in traffic, but small and light enough to learn how to handle it well.
As to the payment plans - I would choose the 24 month plan if it was my bike, for a couple of reasons. First - you'll have it paid for sooner, and you'll feel a sense of accomplishment. Second, as long as you have a loan against it, the bank will probably want you to carry insurance on it. Personally, I would not ride without insurance, but that's your call. Finally, if you ride it hard enough to wear it out, but you still have 36 months to pay on it, you're stuck with those payments, but no bike.
One other thing. When I started riding, the rule of thumb was "Put a $10 head in a $10 helmet". How much do you value your head? Think long and hard on that...
2007-11-07 11:50:23 · answer #2 · answered by Ralfcoder 7 · 1⤊ 0⤋
First, don't let anyone tell you that you will just out grow that bike.... Get a 250 and learn to ride it. This way you will learn it limits, and you will have the confidence to learn more and not get overpowered by the bike. Many people that buy 600s right off the bat end up hurting themselves, or are too scared to really learn to ride it well.
I suggest buying a used 250, because you will out grow it in a year or so and want more bike. It is not worth all that cash for a bike will grow out of quickly, but it is worth it to start small. The 250 will also help you understand what you like and don't. I see many 250s and 500s cheap because many people buy a used one, use it for a year or so, and then upgrade.
2007-11-08 06:07:17 · answer #3 · answered by Anonymous · 0⤊ 0⤋
United Motors is a Chinese bike, imported through South America. They began selling bikes here in the US ten years ago.
Kawasaki is a Japanese company founded in 1896. They began importing bikes into the US in the 1950's.
With that track record, I think the Kawie is worth the extra $$.
Definitely get a solid quote on insurance prices for the Ninja, as even the most bike-friendly insurance companies will probably still be incredibly expensive for a 16year old rider.
Check Geico and Progressive. They're usually the cheapest.
Pros for paying in 60 months? Lower monthly payments. Cons? Higher final cost and longer to get it paid off! If you can possibly afford to pay it off sooner, do it.
2007-11-07 14:32:06 · answer #4 · answered by ducatisti 5 · 0⤊ 0⤋
Before you buy, get 3 estimates for insurance. Ninja is a BAD word to use with an insurance guy. Go to a bank and get an amortization chart with 2, 3, 4, and 5 year payments. Then figure out which one is best to pay. You will see where your bike is worth less than what you have paid in. In other words: it is rusting faster than you are paying it off.
2007-11-07 12:05:03 · answer #5 · answered by William F. D 4 · 0⤊ 1⤋
Get the fastes, lightest bike that you can afford, and put me on your insurace.
2007-11-07 12:45:07 · answer #6 · answered by Anonymous · 0⤊ 3⤋