I'm applying for jobs and was wondering what it was like working as one... I also saw in the job description you had to sell people things. What things are they talking about selling?
2007-11-07 05:04:32 · 15 answers · asked by Cliff 6 in Entertainment & Music ➔ Polls & Surveys
I was a teller before moving up the chain in banking.
It was fun! You get to interact with new people all day! If you are a people person this is a great job. My days usually went by really fast too.
This is a job with a lot of responsibility though. You will be finger printed and bonded to handle large amounts of money. You will be held 100% accountable to client confidentiality. You will become very familiar with many many banking laws and regulations.
The selling that you are speaking of is product "tagging." As a teller you will be held accountable to refer possible product sales to a personal banker or management. You will use a "tag on," before you let your customer leave your window. It will be something like,"Bill, I noticed your account has X amt. of dollars in it, I would like to refer you to our investment planner to speak with you about special accounts for better savings on your money." Or as simple as, "Do you need a home equity loan?" I hated doing this it felt crappy and you are required to do it in most cases. You are not only a teller but a sales person in the making.
The bonus to being a teller is it is the first step in a possible career in banking. You can climb into many other positions once you become acquainted with the industry!
Good Luck!
2007-11-07 05:21:25 · answer #1 · answered by Anonymous · 0⤊ 0⤋
My wife is a bank teller for Commerce Bank. I can honestly say a bank teller does not really sell anything. They have little control over new accounts etc. vs. a customer service representative. The CSR's do the closest thing to selling in a bank.
It can be rough being a teller!!! Customers hate to wait and if they have to wait they are going to treat you like crap!!!!
Also customers will constantly second guess you and not trust that you are being honest with them! Very often customers think the teller is trying to pull a fast one on them. It's terrible. Good luck!
2007-11-07 05:10:32 · answer #2 · answered by Anonymous · 0⤊ 0⤋
I can't really recommend the job - did it for years - now banks want tellers to be fast but accurate, friendly (even when people are cursing you), accept the risk of hold-ups while getting nominal wages, hourly work with no benefits and then 'sell' (convince customers to get credit cards, lines of credit, mortgages, brokerage accounts, etc.) products and services whether or not the client wants or needs such ... It's a high-stress, high pressure job in most banks (small/independents not so much) for few rewards.
2007-11-07 05:10:56 · answer #3 · answered by Santal 3 · 1⤊ 0⤋
love banking, worked as a teller for a year or so and then went on to member service side and now branch manager.....great hours and benefits. pay sometimes is not the greatest starting but in time it is good.
as far as selling...it was upgrading accounts or other services like visa credit cards, debit cards, online services, etc. which you usually get a payout for products/services that you sold.
great place to meet people. good luck
2007-11-07 05:11:34 · answer #4 · answered by ART 1 · 0⤊ 0⤋
You sell financial services for the bank. Basically telling people what you offer, and refering them to to others in the bank. Usually you get prizes or cash for the referals. I had fun doing it, but the pay isn't great. You do the same transactions all day. 90% deposits and withdrawls, 10% money orders, bank checks, etc. Good Luck.
2007-11-07 05:08:56 · answer #5 · answered by jyconan 2 · 0⤊ 0⤋
I'm guessing maybe cds or savings bonds. Some banks sell the quarters that everyone is collecting. Maybe other services such as money management or getting people to upgrade their account?
2007-11-07 05:07:12 · answer #6 · answered by jessiebabie824 2 · 0⤊ 0⤋
My mom does this...she opens new accounts (ckg, svgs, money markets,...whatever financial investments the bank may offer....)
But a basic teller...Id guess the extent of your selling would be "do you want to open a checking account?"
2007-11-07 05:09:34 · answer #7 · answered by Anonymous · 0⤊ 0⤋
I have a friend who is a bank teller. She enjoys it. Typically, they're selling certain accounts (CD's, etc) or credit cards.
2007-11-07 05:07:47 · answer #8 · answered by turkeyjerky 2 · 0⤊ 0⤋
things like the credit cards the bank offers and other accounts
2007-11-07 05:07:52 · answer #9 · answered by loving life!!!!! 6 · 0⤊ 0⤋
It sucks!
You have to stand all day, try to sell accounts to people who don't want them, and deal with any psycho who walks in off the street.
2007-11-07 05:08:12 · answer #10 · answered by Mannie मञ्जुला 6 · 0⤊ 0⤋