My brother has tried to open a bank account but doesn't have a current photo id. He says it is not law to provide one. I say it is. Who is right?
2007-11-06 07:48:46 · 6 answers · asked by hearts_and_thoughts_2003 3 in Politics & Government ➔ Law & Ethics
You are correct. A bank is required to verify your identity when opening an account.
2007-11-06 07:51:53 · answer #1 · answered by davidmi711 7 · 0⤊ 0⤋
You are. A bank is required to ask for photo id when opening a bank account due to Identity Theft.
2007-11-06 07:59:34 · answer #2 · answered by little_red1006 2 · 0⤊ 0⤋
Yes, most if not all, banks require a photo ID.
2007-11-06 08:00:26 · answer #3 · answered by WC 7 · 0⤊ 0⤋
Well....if they wouldn't let him open the account without the ID, then it is probably the law. Or at least the bank's policy (which they have the right to have).
So you are right.
2007-11-06 07:52:42 · answer #4 · answered by smellyfoot ™ 7 · 0⤊ 0⤋
Due to the PATRIOT act, they can require photo ID now to open an account, where it was not required in the past.
2007-11-06 07:56:47 · answer #5 · answered by theseeker4 5 · 0⤊ 1⤋
Yes, they would need an ID, plus your social security number, now if you are under 18, and an adult is co-singing for the account for you, then an ID might not be necessary.
2007-11-06 07:57:21 · answer #6 · answered by Dr. Ray Langston 4 · 0⤊ 0⤋