2007-11-05 09:30:06 · 13 answers · asked by L J S 1 in Politics & Government ➔ Law & Ethics
ummm no? common sense here....
2007-11-05 09:32:29 · answer #1 · answered by Mellllers 2 · 0⤊ 4⤋
Not legal, and also not sensible. If you are making your payments, it is no business of the credit company whether you go for groceries, a holiday in Baie Comeau, or whatever. If you have a tracking device on your car, I suggest it was somebody else. Would the police have reason to want to track you?
What I do know is this: If I discovered my finance company had a tracker on my car, buy the time I was through with them they would regret it. There is no legal justification for a finance company spying on a client, and, mark my words, that is what it would be.
Make no mistake, even if the finance company is holding the title, it is still your car. They have no right to it unless you don't pay the loan, and they can't just come and drive it away, they have to actually call in the loan and seize the car. It is the same if you are buying a house. The bank may hold the mortgage, but the only requirement they can enforce is that you maintain the value, do nothing illegal with it, and carry insurance. They cannot monitor who comes and goes from your house any more than they can monitor where you drive the car you finance. That is spying, that is stalking.
2007-11-05 09:45:53 · answer #2 · answered by Fred C 7 · 0⤊ 3⤋
No in the USA! That is a violation of privacy. If they actually did that (read the fine print in your loan agreement) then you may have found a way to get your car paid off early.
2007-11-05 09:34:24 · answer #3 · answered by afreshpath_admin 6 · 1⤊ 1⤋
Haha these people are wrong. Yes it is legal, I read an article about it a few years ago.. it completely depends on the state though.
2007-11-05 09:33:19 · answer #4 · answered by Anonymous · 2⤊ 1⤋
It's not your car, it's THEIR car until you pay it off. So they can do anything to their car they want. You only get to drive it as long as you continue to make payments. And if you get an attitude problem and decide to skip town they want to know where their car went.
2007-11-05 09:34:16 · answer #5 · answered by Anonymous · 2⤊ 1⤋
You betcha! As others have said, it's not your car, it's theirs until you pay it off.
While we're on the topic, anybody have OnStar? How do you feel about having your every move tracked?
2007-11-05 11:13:45 · answer #6 · answered by gunplumber_462 7 · 1⤊ 1⤋
Don't pay for it and then see whose car it is. They will take it off when you pay it off. All of you kiddies who say it is illegal, can you cite the city code, state law, or federal statute that you are referring to?
2007-11-05 09:43:26 · answer #7 · answered by Anonymous · 1⤊ 1⤋
Only if you signed a waiver that said they could.
2007-11-05 09:33:33 · answer #8 · answered by civil_av8r 7 · 1⤊ 1⤋
Noo...thats crazy
2007-11-05 09:32:50 · answer #9 · answered by prplfae 6 · 0⤊ 3⤋
a lot of them do... so the answer to the question is yes
2007-11-05 09:38:43 · answer #10 · answered by damond h 6 · 2⤊ 1⤋
of course not man call dem police on dos fools
2007-11-05 09:33:07 · answer #11 · answered by Anonymous · 0⤊ 4⤋