how can i find a grant to pay off my bills?

Answer 1

Grants are usually given out for specific reasons such as to start a women or minority-owned business. No one is going to give you a grant (which as opposed to a loan does not have to be paid back) just to pay off your bills.

I would suggest getting a second job.

Answer 2

Don't believe the hype that you hear that grants are given to pay off bills. If that were true, there will be no bankruptcy in the US and everyone will just be applying to Uncle Sam for grants

The government is NOT in the business of giving away free money for the sake of giving away money. There are no grants for paying bills, no grants for paying off credit cards, no grants for getting out of debt and no grants for simply fattening your wallet.

Grants are free, but it means OBLIGATION. You will be obligated to do as the grant sets out to do. Grants have objectives, and your purpose must fit the objective of the grant.

For one, you have to write the grant application and the grant application is not a simple document - you have to explain how your purpose for applying for the grant fits well with the objectives set out by the grant.

There is a stringent review process through a committee. You will compete with other applicants for the grant money, and this grant review committee will evaluate the merits of each proposal. Only those that they feel exemplifies the objective of the grant will be approved.

You can go to the Catalog of Federal Domestic Assistance (CFDA) http://www.cfda.gov and Grants.gov http://www.grants.gov - these are two sites created by the federal government to provide transparency and information on grants. Browse through the listings and see if you can find any grant that would support your purposes.

Even if you buy books on "how to get grants" or list that supposedly has information on grants -- all of them are mere rehash of what CFDA has, albeit packaged differently.

Note though that these grants generally support non-profit organizations, intermediary lending institutions, and state and local governments. Most of the federal grants are given to specific target groups with specific requirements (e.g. minority business owners involved in transportation related contracts emanating from DOT - Grant#20.905 Disadvantaged Business Enterprises Short Term Lending Program. Individuals especially for personal purposes are not eligible for federal grants.

Grants are also often given to non profit groups or organizations involved in training or other similar activities (grant 59.043 Women's Business Ownership Assistance that are given to those who will create women's business center that will train women entrepreneurs

Answer 3

good luck on this one. I have tried applying for grants (like the ones advertised in the newspapers), I got papers back from one company telling me they wanted a detailed list of everything I wanted to use the money for.(i wanted a business) Not only did i not hear back, but a friend said that she was surprised they didn't ask for money from me. It's all a scam!

Answer 4

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Answer 5

You can't. You'll have to find a way to pay them off yourself.