2007-11-04 01:39:24 · 16 answers · asked by Anonymous in Entertainment & Music ➔ Polls & Surveys
If your credit is bad why are you applying for a credit card. Save your money and pay with cash!
2007-11-04 01:42:29 · answer #1 · answered by laura C 3 · 2⤊ 0⤋
Orchard Bank. www.orchardbank.com. If you maintain your payments on time they will gradually increase your credit limit. Be careful with any credit card though. Best rule of thumb is to use a credit card for emergencies only.
If you have a Fica score under 700 you are going to have a big interest rate. Basically whatever you charge you'll end up paying double for.
2007-11-04 01:43:31 · answer #2 · answered by Anonymous · 0⤊ 0⤋
After filing for bankruptcy I got a card from OrchardBank.com. They're ranked as the best card for people w/ bad credit. You should be careful with it though. Don't go crazy cuz you will have a high interest rate.
2007-11-04 01:42:00 · answer #3 · answered by Timmyj01 3 · 0⤊ 0⤋
Why not just stay away from credit cards for a while & use a Visa debit card from your checking account. It will curb your spending ASAP. with a poor credit rating banks can now charge in upwards of like 30% interest.
2007-11-04 01:45:29 · answer #4 · answered by Nick Name 6 · 1⤊ 0⤋
I would love to know the same thing.I am guessing if you have bad credit you won't be getting a credit card.Unless its one of those terrible prepaid ones...who the hell wants a credit card you have to put your own money on? Isn't that what a bank account is for? lol
2007-11-04 01:43:07 · answer #5 · answered by Anonymous · 0⤊ 0⤋
Pre paid cards at first. Then purchase something furnature TV and pay on time. Buy a House buy a car keep a job get into the swing of thing's. I am in debt up to my eyeballs is an option. However I pay my cards in full each month
2007-11-04 01:44:01 · answer #6 · answered by John Paul 7 · 0⤊ 1⤋
You don't need a credit card if you have bad credit. You don't need a credit card anyway, no one does.
2007-11-04 01:43:41 · answer #7 · answered by John N 1 · 2⤊ 0⤋
You need to get a secured credit line would be the best idea. There are a number of banks that offer such a credit card - a quick websearch at www.ask.com , yahoo search, or google.com should help you find it.
Good Luck!!!
http://answers.yahoo.com/question/index;_ylt=AnrPRMiAvj5JHE6RmpF8LsHOxQt.;_ylv=3?qid=20071104052724AAtzmUL
2007-11-04 01:42:55 · answer #8 · answered by Anonymous · 1⤊ 0⤋
Sounds like a bank Visa would be a good choice. I heard that this is good on your credit. Rates may also be okay too.
2007-11-04 01:42:12 · answer #9 · answered by Anonymous · 0⤊ 0⤋
How about getting a prepaid mastercard - Stop yourself getting into debt atall.
If you want credit though capital one I guess is a good start
2007-11-04 01:42:24 · answer #10 · answered by Anonymous · 0⤊ 0⤋