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Me and my wife, around a month ago had a substance abuse problem. Since then we have been clean. And are trying to fix our outstanding debts. I recently have been reading on here about how serious bad checks are. And having 10 out ourselves I'am scared my wife or me may open our door to a police officer one day soon. I'am trying to find ways to pay these bad checks off asap. I just want to know if most places will send a return check to a prosicuting attorney and if so will you recieve notice in time to pay before being arrested. I' am serious about paying my debts back and the last thing I need right now is for my wife to go to jail.

2007-11-03 04:37:40 · 4 answers · asked by Anonymous in Politics & Government Law & Ethics

4 answers

I can't speak for others but when I get a check back as insufficient funds I turn it over to the DA as soon as I can get to the court house and file the complaint

2007-11-03 04:47:12 · answer #1 · answered by Jan Luv 7 · 0 0

In Pennsylvania, you have to send somebody a "ten day letter" demanding payment of the bad check and giving them 10 days to make good on it. The latter has to be sent by certified mail, return receipt requested. If you do not comply with the demand, the person can take it to the District Justice's (Justice of the Peace's) office and a criminal complaint will be issued. If you wrote checks on a closed account or a non-existent account, the holder of the check need not send the 10 day letter.

The grading of the criminal charge depends on the amount of the check written. In Pennsylvania, it is a summary offense if the check is less than $200. It is a third degree misdemeanor if it is $200 to $500. It is a second degree misdemeanor if it is $500 or more and less than $1,000. It is a first degree misdemeanor if it is $1,000 or more but less than $75,000. It is a second degree felony if it is $75,000 or more. **Each bad check can result in a separate prosecution.** This should concern you because you will be liable for court costs on each separate charge.

Most holders of checks just want to be paid, and the criminal charges are as a last resort. People are likely to pay if criminal charges may be brought against them -- essentially the criminal courts are acting to collect the check.

Best advice is to contact the holder of the check and make arrangements to either pay off the check immediately or make arrangements to pay off the check over a period of time.

2007-11-03 05:18:22 · answer #2 · answered by Mark 7 · 0 0

They will try to collect first, because the last thing people want to do is go to court, but you will end up paying fees on each check that has bounced. You should call the bank president and explain that you would like to take care of this, possibly make payments if possible. My husband is a banker and if people call him, he'll try to work something out with them, but when they don't call, he gets really pi**ed, then he won't accept payments! Good luck!

2007-11-03 04:50:22 · answer #3 · answered by Anonymous · 0 0

Congratulations on being sparkling. once I left my husband, I left with in simple terms my little ones and a few outfits, I left my checkbook, credit enjoying cards each and every little thing. approximately 6 months later a sheriff became status at my front door with an arrest warrant. i became arrested and that i defined to the sheriff what befell and he cautioned me that it became greater handy to pay the exams than combat and instruct that they've been good. I scrimped and saved to repay the over $1000 in undesirable exams that have been written to Walmart of all places. i became arrested and via paying the exams off it became comparable to pleading accountable (what do i understand, I actual have in no way been in complication with the regulation) So the exams do no longer look on my credid document in spite of the undeniable fact that it does look on a criminal background examine. This i think is the worst case, if this would desire to take place on your spouse and he or she is asking for a job or attempting to alter jobs it is going to look there for some years. maximum suitable wager is to attempt to repay any surprising exams which you have. call the places which you wrote the exams to and that they'd desire to be waiting that may additionally assist you! solid success!

2016-11-10 03:41:06 · answer #4 · answered by Erika 4 · 0 0

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