in desperate answers plzz,about being a joint owner of a mobile home?

Question

I had to leave mobile home(It's not paid for) x husban an I bought all season mobile, we split 2 weeks after havin it sent.
This was over when I personaly caught him doin crack.
Our daughter and I couldn't do both places so mobile was it.
Our daughter and I lived in it 2001 and on, up until last month, My health is bad recently I've
been diagnosed with Rhematoid arthritis, fibromyalgia,
My pain Doc said dampness in a mobile is a big factor in how my health condition is getting worse,I got in touch idoit x he said "don't care" I want nothin to do with it.(he signed as buyer and I co-buyer.)My daughter and I soley lived in it 2001 and on.
I had no choice but to vacate Pain Doc told me to move, the Mobile could be causing the dampnes which is making it worse for me I worrid what can bank do to me?,I gave bank the ok to go into my acount to get loan paymet,My acount is soley my nameThe bank would go into my acount and take their payment Is the X responsible to

Answer 1

whoever signed the loan is responsible and whoever made the payments is responsible, so likely both of you.

Answer 2

A mobile home loan is usually different then a mortgage. Depending on where you got the loan, it could be structured more like a car loan then a mortgage. So without knowing that it's hard to answer your question. But either way, if you both signed on the mobile home, you should BOTH be responisble for the payments. The bank isn't going to care where or who they get the money from. If they get it ALL from you, do you really think they are going to spend time and money pursuing him? If you want him to pay, get an attorney or take your money out of the bank and make the bank have to go after him. Why aren't your renting it out or selling it? Surely there should be a little equity in it if its a 2001???

Answer 3

Before you go and lose whatever credit you have and the home, invest in a couple of dehumidifiers, to lesson the humidity in the home.