I have $90,00 in Fidelity Federal 401k and not sure of which stocks,bonds or mutual funds to invest in?

Question

Any advice? thanks in advance AT&T-28 years

Answer 1

Two and a half years ago I re-arranged a friend's 401 plan with Fidelity ( Jewel Foods..now Supervalu) We put 30% in FCNTX...20% in FDIVX...20% in FINEX...20% in NBGEX... 10% in one of the
" life cycle" funds.." 2010"
She used to be in " company stock" and a couple of " very safe" blended funds.... making about 6% per year.... now she's closer to 17% per year. It took her 40 years to get to 500 thou.....last 30 months she's up to 953 thou. So I'm saying don't be super cautious, just watch close and learn to move stuff around once in a while.

Answer 2

If you are not seriously into investing and tracking the market, I would stay away from doing it yourself. (That is not to say that you could not learn and later use some of that savings to speculate on market). Whatever you do, DO NOT listen to that guy (and there is always "that guy") that is telling you to buy a certain stock, becuase it is preparing to go through the roof.

I would advise you to invest it into a index fund mutual fund. What you will be buying is a diversified grouping of stocks that are "indexed" to the stock market. Basically, that means that the stocks that the investing house is buying in your interest are being traded at their peaks. The expected returns from these funds are "indexed" to the rate of growth of the market (and most will slightly out preform the market). You can reasonably expect 10-15% growth.

Funds come in all shapes and sizes. There are funds that concentrate on international markets, foreign currencies, growth stocks, mid-caps, and the list goes on. Probably the best investment you can make first is talk to some trusted friends that maybe can refer you to a financial advisor. He or she can look at your present financial position, your age, your expenses AFTER retirement, and give you the best options for the risk level you can afford. Then, check with another advisor and compare the plans. Go ahead and pay the fees, it will be worth it in the end... and no, I am not a financail advisor.

Answer 3

Fidelity Federal 401k

Answer 4

Early to bed, early to rise, DIVERSIFY, DIVERSIFY, DIVERSIFY.

It is not possible to predict what stocks, etc., will perform the best. Stick with a balanced portfolio. Other than that, try stocks that are based on things people are ALWAYS going to need: medicines, food, utilities, and study up on what is good and what isn't, and the best of luck to you on picking some winners.

Answer 5

brannif airlines