am I going to encounter at the appointment I have next week?... I wanted my retirement to start at 59 1/2... but that don't happen.. so I need to try for disability on my heart problems.... is this going to be terribly difficult?.... or am I stuck till age 62 or better?.....(don't really think I'm gonna live that long, ya know...)
2007-11-02 05:09:34 · 14 answers · asked by meanolmaw 7 in Society & Culture ➔ Cultures & Groups ➔ Senior Citizens
1st - SSI is not age based. Supplemental Security Income is a benefit for those with disabilities who have not earned enough credits to qualify for SSDI - Social Security Disability Insurance.
If you worked long enough you may qualify for SSDI...and receive a reasonable monthly check
If not, you may qualify for SSI...
Neither program is age based.
2007-11-02 06:11:17 · answer #1 · answered by sage seeker 7 · 1⤊ 0⤋
If you have worked 40 quarters (that translates to 10 years) and are currently employed - then you can apply for Social Security disability. They look at the past 5 years income, add each year together and then take the 3 highest paid years - add those together - divide the sum by 3 and you get 2/3 rds of that. That is if you are single. If you are married, your spouses income comes into the equation. SSI is only for those who have not earned 40 quarters of income and the rate of "pay" is very low - around $543.00/month in Missouri!
Hope this is helpful to you! Whatever you do - GET AN ATTORNEY!!!!!!! (a necessary evil to accomplish your goals in a timely manner!) Look in the phone book under Attorneys/Disability income.
2007-11-02 18:54:02 · answer #2 · answered by CJ 6 · 0⤊ 0⤋
Where I work, you have to be off work for a year before you can even collect disability if you are approved. They say you usually have to get a second opinion and sometimes a third. I have a couple heart conditions myself, and they said that is more beneficial for me to stay active. Another guy I work with has had a couple major heart attacks. He was denied disability. They said he could still work a regular 40 hours but no overtime.It is like FMLA and alot of other things, it doesn't always seem fair.I hope you have some money stashed back to help you through the wait. Good luck and take care.
2007-11-02 05:28:49 · answer #3 · answered by Harley Lady 7 · 0⤊ 0⤋
If you have a life threatening
illness, and a doctor will verify same, you are entitled to
Social Security Disability (which is just the disability
portion of SS.) You can receive
this until you are 62, then you
will go onto full SS benefits.
Of course you will have to
wait until 65 to get Medicare,
but if you can get just $10 of
SSI, they will pay your Medicare costs.
NOTE: Where do you live?
In Cal. you are eligible for
SSI at age 59 and younger.
I live in HUD housing, and
at least 10 people live in here
who are SSI only and under
59 years old.
2007-11-02 14:00:33 · answer #4 · answered by Anonymous · 0⤊ 0⤋
Cardiac problems are not terribly hard to document IF you actually have a condition that satisfies SSA's medical requirements. Unlike back conditions, which depend upon subjective, un-measureable back pain, a heart condition WILL show up clinically.
If you don't satisfy SSA's Listings of Impairments for disability, since you are over 55.... right?, well, your age plays a big part in the determination.
If you can be shown to have an impairment that prevents you from doing your past work, chances are you are going to be found disabled.
If not, why aren't you back working? You can make a heck of a lot more money from working than you ever can from disability payments.
2007-11-02 05:23:24 · answer #5 · answered by David in Madison 4 · 2⤊ 1⤋
When I first applied for disability, my Neurologist had already "Medically retired" me. I had to be examined by SSDI's doctor who came to the same conclusion my Neurologist did, only after that was I approved for SSDI.
But the process of being accepted or denied is a lengthy one. And many times most people are denied on first application and a lawyer is needed to resubmit the claim.
Good luck, get started as it takes awhile.
2007-11-02 05:22:50 · answer #6 · answered by Yin&Yang 2 · 2⤊ 0⤋
Go directly to this website & you will find info on how to start the claims process. I take it you are talking about the USA. If not, then I doubt this will help. If you have a work history, then you most likely will qualify for SSDI (Social Security Disability Insurance). You will need all of your medical history & physicians reports to show to the interviewer when you go in for your appointment.
http://www.ssa.gov
2007-11-02 08:44:39 · answer #7 · answered by Anonymous · 1⤊ 0⤋
my Hubie was 51 when he tried to get on disability.he had every thing in the world wrong with him including heart problems and he NEVER could get ssi or disability.your Dr. has to help you and my husbands heart Dr. said after his surgery that he should return to work and get over it. he was so week and sick he could barley hold his head up,he also had seizures and uncontrolled diabetes.i have had friends who had a calcium deficiency and got on disability with no problems at all. also if you have mental issues its easier also.well after being turned down 10 times he gave up and went to work which nearly killed him.but now he is 71 and draws his pension.i had cancer at 44 and i never could even draw a partial disability,again because of the dr.
2007-11-02 07:27:04 · answer #8 · answered by alcaholicdemon 7 · 0⤊ 0⤋
It may take a few rejects but in time you will receive the SS Disability. You will need to gather copies of all pertinent info about your specific heart problems, that deem you unable to work any longer. It's a very good idea to consult with a lawyer who handles SSD cases & tell him about your plans to apply for SSD. He can advise you on a few things as well & will go to bat for you if you are turned down too many times. He will get money from the SS when you are approved Please
understand, that not all people are accepted, the first time around. It may take you a few times, or you may indeed be one of the lucky ones, who will be accepted the first time around. Make sure you keep track of all documents from any doctor who has treated you for your heart problem. Make copies of them & keep the originals where you can find them. Contact a lawyer as soon as you have applied for disability. Be very careful when filling out any & all paperwork from the Social Security. If you need help, let your lawyer assist you. I had to retire early due to a badly botched foot surgery about six years ago. I was collecting long term disablity after my surgery & was told to seek legal advise & apply for the SSD or the insurance company would stop sending me monthly checks. I contacted a great lawyer, she did her job, & after being turned down twice, the the third time was charm. The day before I was to appear for a hearing, a judge deemed me worthy of being put on SSD. (I was 57 y/o) A lot of repeat paperwork may be involved for you in filing for SSD, but go with the flow. You've been paying into it, so you deserve to collect it now. Best of luck to you!!
P.S. Others are telling you that you have to be off work a year before you can collect/file, but that's NOT true. My botched foot surgery was in Aug. of 2002 & I was unable to return to work, so I was approved, when all was said & done, in March of 2003.
2007-11-02 05:51:45 · answer #9 · answered by Shortstuff13 7 · 1⤊ 0⤋
I was disabled on may 7 2007 I started drawing $668.00 in Aug. 2007. I turned 60 may25.My total full ssid will start in Dec2007. I had no trouble getting ssid I received medicaid in Aug too. They went all the way back to may and paid all my doctor and hospital bills. I did have four doctors helping me and all the records to back up my claims. If I can be of more help please e-mail me
2007-11-02 08:11:01 · answer #10 · answered by gggggg 6 · 0⤊ 0⤋