Why can't I get my mail at my P.O. Box? Ongoing Struggle! Help!?

Question

Up until last year I did not have a problem. Some of my mail had my physical address, and some my mailing address. My post office began stamping my physically addressed mail with a red "incorrect address" stamp. They will now often return the mail to the sender. I have been fighting with banks and credit offices to change my current physical address to my p.o. box. They will not send my bills or credit cards to my p.o. box! Because of this much of my mail is rerouted back to the business. I am being penalized with late fees because of this now. I have cancelled many of the cards, however I'm still having a rough time with my bank. I have been approved for loans, but when they send me the check it gets returned back to the bank. They will not accept I have a p.o. box, therefore I have had to cancel my approved loans. They cite that it's because of the "Patriot Act." I've tried to research this but I don't see where it says I don't have the right to get my mail at my address. Help!

Answer 1

Ask if addressing it to your home address care of A P.O box number wild be an acceptable solution. Also ask the company if you can have a separate bill to address than ship to address, they should be able to accommodate this request.

You do not have a right to receive mail delivery at your door step, however the company should be willing to send your bill to a separate address providing they have your physical address as the bill to.

As a side note only USPS delivers to PO boxes. Any thing that arrives by courier cannot go to a PO box as courier companies arrange their routes in such a way that they have to visit a physical address.

Answer 2

Long before the Patriot Act, many businesses would not allow a PO Box for an address. It is still the same today with many businesses and financial institutions. I see no problem with having a physical address and a PO Box though. The post office should deliver to the address on the parcel.