If his debt by law will be mine after we get married, how can I avoid it?
Thank you.
2007-10-26 12:25:17 · 17 answers · asked by Lady Di 1 in Family & Relationships ➔ Marriage & Divorce
It certainly will be your debt if anything happens to him you will be responsible for everything he owes and they will come after you. If your name isn't on anything then it's not your debt just don't let him add your name to any of his credit cards if that is the debt you are talking about. Creditors are snakes and they will come after you and lie to you,they will stop at nothing to get their money. They are scum of the earth and they have caused people to commit suicide have breakdowns from the lying and harassment so just be very careful.
2007-10-26 12:48:38 · answer #1 · answered by Teenie 7 · 0⤊ 0⤋
It becomes your debt too as a married couple. Meaning if you got divorced it would be for both of you. But if creditors came after your fiance while you were married, you wouldn't be involved.
I recommend keeping separate credit cards for a while to make sure your credit is unaffected.
2007-10-26 12:34:10 · answer #2 · answered by Sllim 2 · 1⤊ 0⤋
As soon as you are done legaly married your debts become his,and his debts become yours,it's sad that the credit world does it that way but it's totaly legal.I know,my credit went from 677 to 488 due to her credit(due to her ex-husband refusing to pay anything and the crediters came after her since the attorney didn't settle that issue before the divorse was settled,but we worked through it and now have good credit again)
2007-10-26 14:38:46 · answer #3 · answered by Anonymous · 0⤊ 0⤋
his debt is not your debt as long as he doesn't add you to any of his credit cards you are in the clear and it won't affect your credit score and by doing so will actually help you guys out.. when you buy a house or a big purchase you may have to be the primary and he the secondary signer.. if you take his debt then neither of you can get any big ticket items easily with good interest rates
2007-10-26 12:36:38 · answer #4 · answered by daigle451 3 · 0⤊ 1⤋
It will absolutely be part of your debt if you get married. It takes away from the marital assets. Have him pay off his debts first THEN marry him. Of course, vice versa.
2007-10-26 12:29:08 · answer #5 · answered by spinster wife 3 · 1⤊ 0⤋
There is nothing you can do to avoid sharing his debt except not marry him.
2007-10-26 18:08:17 · answer #6 · answered by Anonymous · 0⤊ 0⤋
It will be your debt and there is no way to avoid it. If it is such a big problem for you maybe you shouldn't get married.
2007-10-26 12:41:11 · answer #7 · answered by Anonymous · 1⤊ 0⤋
Yes it will. That is what being married is all about. The only way you can avoid it is by insisting he fix the situation before the marriage.
Good luck.
2007-10-26 12:31:18 · answer #8 · answered by box of rain 7 · 1⤊ 0⤋
If you did not sign the credit card application or loan, the debt your finance has incurred prior to your marriage is legally his sole responsibility. His creditors can not demand that you pay these debts.
2007-10-26 12:31:09 · answer #9 · answered by miziejean 2 · 0⤊ 2⤋
what makes you think you won't be going into debt more after marriage? if he can't control his finances before, why do you suddenly think they will be controlled in marriage. sounds like you need to pause and make sure finances are not an issue.
2007-10-26 12:32:16 · answer #10 · answered by John R 3 · 2⤊ 0⤋