please help,i have heard that many marriages end beacause of this.any advice will be greatly appreciated thank you!
2007-10-26 04:38:41 · 36 answers · asked by amy m 3 in Family & Relationships ➔ Marriage & Divorce
Sit down and do a budget and decide together where you guys can save money and how to pay bills and get rid of the debt... If there is not enough to do so - get a part time job!
The best thing to do is tackle it as a couple - together- and both make the decisions on where and how money is spent!
Stick to the budget and try to come up with inexpensive ways to treat and or reward yourselves for it at the end of each month!
It may take a long time, but you guys need to stop arguing and simply start taking steps to fix it!!!
Best of luck!
2007-10-26 04:43:34 · answer #1 · answered by Me 4 · 1⤊ 0⤋
Do not fight each other. You are not " the problem". The life style is most likely the problem. Money tends to give an allusion for spending as though we are royalty and there is no end to what our meager earnings can buy to sustain our life style. We are often fooled into believing in such a life by adds which create a spending to achieve a beautiful life full of sunshine and no rain. When you mix life and planning you know there will be rain, otherwise you have no need for a house(umbrella) A pretty umbrella does cost a pretty penny. The sun does not always shine in your day, and your finances need to support the cold ones. You really need to build a reliable dream environment to live in and not be fooled into buying a pre-planned one which eventually may cost you your life of labors. and in some cases ; some people believe their only choices are to start giving up their valuables. Marriage just happens to be the first valuable possession we can claim, but giving it up has never made anyone the less poor. Keep the marriage together at all cost and give up those extras.
2007-10-26 04:53:48 · answer #2 · answered by Anonymous · 0⤊ 0⤋
depending on how solid the marriage is,its not true that financial probelms will end it. my husband and i have been having financial problems for almost two years now.long time i know.i have to admit ,it did cause some arguing at the begginning,but then we had to "accept"the situation ,reason and how long our problem would last.after doing so,things got better(as far as not arguing). no one is emotionally ready for financial woes.it can be very stressing .what we did ,we had to readjust our way of living until we overcome this.that was the hardest thing to do.we had to put our priorities first .FIRST came the bills,the kids and household NEEDS then if we had any money left,save whatever we could till next payday.eating out hasnt been something we've done in almost two years.try to shop for "cheaper priced" groceries.buy real necesities and "what i want". shopping for cheaper things and doing with out what you dont really need will make a difference.you may not notice it right away,but you eventually will.he can aslo do without what he "doesnt need " in the mean time until the finances get better.you have to work at it and thru it TOGETHER! I have also heard that marriages end due to finance troubles,but its not true for everyone,especially if you readjust to fit the budget til it all gets better......I AM FINALLY STARTING TO SEE LIGHT AT THE END OF MY TUNELL!!!
2007-10-26 05:00:31 · answer #3 · answered by fishin for answer 3 · 0⤊ 0⤋
You need money management to keep the peace. Because you both are not agreeing with the spending. The best way is to get 2 checking accounts. One you use for the household costs, other for yourself. One account, take all your yearly expenses, (e.g mortgage, insurance, cable, etc)., divide by pay days, plus 10%, Then write yourself a check for your amount of the difference, or what is left. What is left in your account for groceries, intertainment, and wants. That way you always have money to pay your bills and therefore are not arguements. Then the end of the year in your house account having any money left you can use for Christmas.
2007-10-26 04:52:31 · answer #4 · answered by Ken H 6 · 0⤊ 0⤋
Set an appointment with a financial planner that will help you set a budget. Once the budget is fixed, stick with it and make an agreement that if you argue about money, then you need to consult a professional that will help you work through it so it doesn't end your marriage. Also, make sure you both have a little of your own money to spend as you wish, as your budget allows, and don't make any spending decisions outside of that without agreeing with your partner first.
2007-10-26 04:42:44 · answer #5 · answered by wellbeing 5 · 0⤊ 1⤋
You are correct, MANY marriages end because of financial struggles and the stress that comes along with them.
My best advice would be to remember that love is free and you should honor that by uplifting one another during such hard times.
Also remember that arguing and stressing out over money wont change things, you'll just be stressed and miserable along with being broke!
Best Wishes to you and yours!
2007-10-26 04:43:39 · answer #6 · answered by Blossom 2 · 1⤊ 0⤋
Set a budget between you two and do not go over that limit and try your hardest to not let these money problems get in the way of your relationship because if will definately ruine it if you let it., just be calm and try not to argue and you should be fine. Remember that love is free, fight this battle together do not turn against eachother, i know it is hard and very stressful but if you two really love eachother you won't let it get in the way of your marriage. Just work together on this.
2007-10-26 04:45:57 · answer #7 · answered by Kasja 5 · 1⤊ 0⤋
Pray together and ask the God of peace to be your peace. work out a budget together, and be patient. financial problems come to everyone at some time in life, you will come out of this if you work at it, try your best not to make anymore dept and be consistent in paying off your presence bills. If you watch all the little things you buy, you may be able to cutt out a lot of those things, because a lot of things we buy are really not even needed. become a cook, If your not, it will save you big time.
may God bless you. Zeal
2007-10-26 04:56:24 · answer #8 · answered by zeal 2 · 0⤊ 0⤋
In the early years of our marriage we argued about money too. Then we both came to a realization.
We had to earn more money or cut our spending. When you both realize that the arguments will stop.
Write out a budget. Can you afford everything you currently have? If not, it's time to start cutting out things.
2007-10-26 04:43:16 · answer #9 · answered by Elt 5 · 0⤊ 1⤋
Look for the reasons of the financial problems with out arguing. Keep the calm, don't raise you voice. Look for solutions. Maybe a part time job . Any thing that bring more income. Good luck.
2007-10-26 04:43:15 · answer #10 · answered by elgil 7 · 0⤊ 1⤋