personal banking What dose it mean?

Answer 1

If this answers your question, Personal Banking is a bank account for your own personal use.
The only other type, for a checking account, is a Business Account.

In a personal account, you can make deposits in person, at the bank location, you can have deposits made directly into your account, like salaries and wages.
If you use online banking, you can transfer funds from a savings to your checking account, or vice versa, from your checking to savings.

You write checks in a normal manner, from your check book.

A business can do most or all of these functions, as well.
Also, if a Business has lots of surplus funds in the bank balance, one can arrange for the bank to "Sweep" those funds, or partial, into a Money Market fund. This fund earns interest as long as funds remain in the account. The funds in a Money Market Account, are readily accessible, just as though it remained in the checking account, (not earning much, if any interest).
A Personal Account can also do this, if it contains ample funds.
As for loans, that too can be Persoanl Banking or Business.

Hope this answers the question.

Answer 2

Your own personal accounts, as opposed to a business account.