Why do people in California Build multi million $$$ homes in a fire zones?

Question

and expect us to pay or it??

How are we paying for it??? Those firemen don't work for nothing. Our Home owners insurance premimum will go up to obsorb the cost.

We will ALL be paying for this!

liberallady.............you can move to my neck of the woods anytime! ;-) ot maybe it's time for me to move to hurricane country LOL

Answer 1

Because they can. The same as people who build the same $$$ homes on the outer banks and get washed away by hurricanes. Or out in the Keys and along the coasts. These are wealthy people and they can afford the insurance premiums to rebuild. What we actually pay for is the cleanup. Then they rebuild back on the pristine land, until it happens again. When are we going to say if you build this is a high hazard area, your responsible for all cost affected by a disaster.

Answer 2

Why do people in the mid west build multi million dollar homes in tornado alley? Why do people on the gulf coast and the east coast build multi million dollar homes in hurricane prone areas? Why do people build homes on or near earthquake fault lines? Why do people build homes in flood planes? There is a risk of natural disaster no matter where you live, but people have to build homes somewhere.

Yes, I would agree that it would be best not to build in the flood plane of a river that floods every couple of years. And it would be best not to build homes in areas that are more vulnerable to fires than others. And it would be a good idea to not build a home near cities that have major earthquakes every so often. But once you start eliminating all the areas where people shouldn't build homes, then you wind up with even more congestion as people crowd into the small areas where it is safe to build homes. And often these areas don't work well as a center for commerce because they are far removed from trade routes.

EDIT
Yes, we'll all be paying for the costs of the fire in the form of higher insurance premiums - although the people who live in those areas will see the biggest increases. But happens from these fires will pale in significance to what happened after Hurricane Katrina. Or after some of the major earthquakes.

Answer 3

I guess that is partly why California has one of the highest tax rates in the nation. Too many people!

Also, give me a break! The entire state is a natural disaster waiting to happen. Earthquakes, wild fires, landslides, volcanoes, tsunami, WHATEVER! It's beautiful out there, and that draws people.

But it's no worse than building homes on the Gulf Coast, or in a flood zone, or below sea level. People just want to live where they want to live. What's the problem? That is why we pay all that money for insurance.

Answer 4

Building in forests and building on seashores, flood plains and building in earthquake zones...none of this is good. Growing population expand and people of means will always build in the 'nicest' places if allowed to do so. The problem here is that people of means generally get a sympathetic hearing at zoning boards...particularly if they're 'developers'. This may be one of those problems without a solution. I suppose you could not insure these people and use firefighters to simply evacuate people and then let the structures burn.....I dunno....What I do know is that I'm not going to build in a danger zone and if I did I'd have to accept the fact that I could lose everything.

Answer 5

The same reason idiot developers in FL build walls of condos and hotels on the beach where they have gotten or will get wiped out by hurricanes. The stupid government here created a government based insurance plan to help those "poor" people who could not afford to insure their properties, now guess who helps them pay for their homes in hurricane alley? Yup, the REST OF US not dumb enough to live there.

Answer 6

I would venture to guess that the majority of those homes destroyed are adequately insured. There can be a fire ANYwhere. Why do people build a home in a valley when they are more susceptible to tornados? The tragedy in New Orleans makes less sense to me than California. Is that what you are getting at?

Answer 7

Because the Tinsel Towners don't give a darn. HAHA! That sounds funny. They can build about 18 more of those same houses and be able to live comfortably. Couldn't happen to a better group of people.

Answer 8

Every zone is potentially a fire zone if the conditions are right. So...according to you, no one should build homes out West, because it's all a fire zone and an earthquake zone. And no one, presumably, should build homes in the Midwest because it's at the risk of tornadoes. The East Coast is right out because of hurricanes. All coastal areas are bad because of tsunami risks. Hell...the whole planet is at risk from a giant asteroid.

Answer 9

LMFAO-the same reason we in florida live in a "hurricane zone"-would you like us all to move to your neck of the woods? Do you have room for us and don't you get flooded anyway sometimes? LOL-the truth is there are very high risk areas to live in but nowhere is safe all the time-natural disasters occur in every country and in every area-hell just look at the natural disaster that keeps happening in DC-everytime Bush opens his mouth someone dies..........and that is just during the "uh uh uhs"

Answer 10

Why do they build them on the coast where they can get hit by a hurricane or in an area where there are earthquakes or in cities that get hit by terrorist attacks or in areas where a tornado might strike? Unless you build an underground bunker your going to be susceptible to natural disasters. Besides, the people who live in those homes pay their share of taxes too.