2007-10-23 09:19:26 · 5 answers · asked by rodney s 1 in Politics & Government ➔ Law & Ethics
It depends upon what the insurance policy covers.
2007-10-23 09:23:06 · answer #1 · answered by Anonymous · 0⤊ 0⤋
If you don't know what you're suing for, then you probably don't need to and shouldn't sue anyone. Only those who are seriously injured in car accidents should sue the other driver's insurance company. Otherwise, the insurance company will pay for the damages and the repairing of your car and some minor medical bills.
2007-10-23 09:24:22 · answer #2 · answered by Anonymous · 0⤊ 0⤋
You file a claim against an insurance company under their policy. That is not a lawsuit. It's simply a claim.
If they deny your claim, AND it's a violation of either their own policy or of the law, then you can sue to force them into compliance with their policy or the law. In such cases, you will usually sue for the amount of your claim AND also for your legal costs to make them do what they were supposed to do, to begin with, as well as any out-of-pocket expenses caused by the delay.
2007-10-23 09:31:38 · answer #3 · answered by Marc X 6 · 0⤊ 0⤋
You sue for damages, medical costs, pain and suffering and income loss. With auto insurance settlements, it is customary that the vehicle damage offer you get first is as good as it's going to get. So, people try to catch up the losses on medical. It is generally inadvisable to sue an insurance company unless they refuse your claim or an agreeable settlement. They're big, have lots of lawyers and you don't. They'll win most of the time.
2007-10-23 09:34:12 · answer #4 · answered by genghis1947 4 · 0⤊ 0⤋
You are suing for financial damages. The accident may have caused damage to your vehicle or physical damage to you. In most cases you are suing for the cost of repairs and/or medical costs incurred by the accident.
2007-10-23 09:24:39 · answer #5 · answered by fangtaiyang 7 · 0⤊ 0⤋