Does anyone else think that we have a downright stupid setup with our government in terms of financial aid for students going to university (again, NOT college! The difference in cost is beyond ridiculous!)
I can barely afford going to university being that it will cost me between 5000-6000$ a year. My brother barely pays 3000$ a year for college, and how long are most of their courses? Two years? To earn my Ba. of Education, I will be in school for roughly 4 or 5 years. Teacher's college costs 10,000$.
My parents make too much money for me to earn OSAP, so I'm expected to put all of that money away flipping burgers. So technically, they're saying that financially, I have no ties to my parents, yet a kid coming from a poor family can earn OSAP. Why the heck can't HE earn a job like the rest of us and just bank it? It's fkn ridiculous!!
Ok. /end rant.
2007-10-23 07:46:43 · 8 answers · asked by Ashley =) 1 in Social Science ➔ Gender Studies
You're complaining about 5-6 grand? Lots of schools cost in the 40's nowadays. You can take out a 5-6 grand a year loan and still not kill yourself with payments once you graduate.
I went to school for next to nothing through scholarships (both athletic and academic). If you look around enough, are a reasonably gifted and well rounded student, and you apply for enough, you probably can get at least 3000 a year in outside scholarships without too much of a hassel.
2007-10-23 09:27:16 · answer #1 · answered by Jim Baw 6 · 0⤊ 0⤋
Okay, if you have not been out of high school for at least 4 years, OSAP assumes that your parents will contribute to your education, if they can. The decision about what they can contribute depends on the incomes of both parents and the number of children in the family. If your parents are making more than $100,000 a year and you only have yourself and one other brother, then they are expected to help pay for your school.
Remember, OSAP is not designed to *pay* for you to go to school -- it is designed to *assist* you to go to school -- that means that you are expected to contribute to your education and your parents, if you are still considered a dependent student, are also expected to contribute.
If your parents make too much money for you to qualify for OSAP, then why don't you ask them to co-sign for a student line of credit? You can borrow $10,000 per year for 4 years at most banks. While you are in school you are only expected to pay the interest on the money you have drawn from your line of credit. You are normally not expected to pay any of the principal until a year after you have finished your course of studies.
And there is nothing wrong with working part time flipping burgers -- it should encourage you to pay attention in school and do well in your studies.
2007-10-26 11:41:24 · answer #2 · answered by MissPriss 7 · 0⤊ 0⤋
Um... here in the U.S., colleges can cost more in tuition than Universities. People go to colleges just as long as they do to universities. It all depends where you're going. The only reason it would take longer or cost more is because you're going after a graduate degree. So feel free to step on down from that pedestal you've built up there and realize you're talking to a larger audience.
2016-05-25 04:34:57 · answer #3 · answered by bernice 3 · 0⤊ 0⤋
It's really gotten ridiculous, hasn't it? Unfortunately, college graduates are pretty much a dime-a-dozen now so that degree no longer provides the career advantage it used to. A lot of college graduates end up competing with high school graduates for the same jobs but unfortunately, the high school graduates are better off because they don't have student loans to pay off. I know a lot of people think that being in debt for tens of thousands of dollars is no big deal but those can take years, even decades to pay off. It is a big deal. That's money you can't use elsewhere. Those payments can become a big drain on your family's finances. Also, you will never become rich if you are constantly owing money. You can try working at a full time to pay for your college expenses but keep in mind it will take you a lot longer to complete your degree. I used to work with someone who held a full time job while going to college in the evenings. It took him a decade to get his degree. That's because you generally can only take two or three classes each semester and as you get closer to getting your degree, you will find it harder to get the classes you need because they aren't being taught that semester or they are only available at times when you can't take them. I ran into both situations when I was taking classes so I'm pretty familiar with the reality of going to college while not on the parent plan. It's not as easy as it sounds.
2007-10-23 08:15:01 · answer #4 · answered by RoVale 7 · 0⤊ 0⤋
I don't think it has anything to do with you being a woman, and most kids fall into that wage bracket and don't get free money, which is why I am 25 and have not gotten my bachelor's yet. $5k-6k is pretty standard believe it or not. I grew up in Western NY state where we have dozens of colleges and $6K a year is about what NY schools cost per year. All of the University's in my old neighborhood were in excess of $15K+ per semester.
My sister in law is faced with $90, 000 worth of debt after her bachelors, and still has to go 2 more years to get her teaching degree.
You can pay it back, it just takes time. Most new cars cost $20k and people with lower incomes than teachers (yes it is possible!) can still afford to pay off cars like that. Don't worry, it will be ok as long as you get a job after taking out your loans and are smart with your money for a few years.
My husband and I are facing a $80k in debt after we are all done with school.
2007-10-23 07:57:21 · answer #5 · answered by Maddy Jinx 4 · 1⤊ 0⤋
You might want to mention that you are Canadian, else the Americans who know that 8 of the top 10 highest priced schools are named "Colleges", not "University" would find you dumber than you already sound.... and we'd have no sympathy for the neglible amount of money that you are whining about when compared to what we shell out down here.
Once you get out of America Jr., you'll learn that 10K will pay for about a semester of study.
2007-10-23 08:06:32 · answer #6 · answered by Anony M 2 · 1⤊ 0⤋
You are not owed a higher education. Go part-time, work full-time, take loans for the money you need. You aren't talking about the US, are you? Here it's about $23,000 a year for a private school.
Get off the pity-pot. If you really want to go you'll find a way.
2007-10-23 07:57:23 · answer #7 · answered by Anonymous · 3⤊ 0⤋
I agree, but wrong section
2007-10-23 07:54:08 · answer #8 · answered by Anonymous · 2⤊ 0⤋