Who would be better with health care plan insurance or government ?

Question

It seems insurance dictates your health care . What is better greedy big business or government..

Answer 1

Administrative overhead would decrease by a double digit %.

Preventive medicine would improve our overall health.

We would improve the overall atmosphere of community in America.

Healthcare is one of the keys to Life, Liberty and the Pursuit of Happiness.

Bottom line is it would be a good business decision for we the people.

Answer 2

There are real drawbacks to either one. Insurance has to make a profit but the government does not. This profit has to use a selective approval of applicants to guaranty this profit. Under a government the insurance must take all applicants. We know that the government program will have a huge bill to pay, but you still end up with uninsured under the pure insurance plans. We could probably use a system where both systems are used with private insurance for those who qualify and government taking in the ones left over. This would be a better set up than purely one or the other

Answer 3

Isn't it funny how insurance companies write their policy's so clever that if you need it for something it doesn't cover that.
Or if your house burns down well not from a gas fire. Just from forest fires, when you live in New York city??
they are the worst crooks imaginable and to leave them without any regulations is like not having what your paying for.
Look what they did to people in Oklahoma city? when they had a fire found that years of paying it when their house burned it never paid off. Then there is Katrina victums.
ONe man had policy's for wind and water and neither policy by two different companies paid him.
One couple had health insurance and felt they were covered only to find out that certain illnesses were not covered.
If they left their job over an illness their policy was automatically cancelled. Which I found is generally the case.
so if you are so sick you can't work, your policy is cancelled.
so all the years of paying into it was a joke. You would be better off putting your money in the bank.

Answer 4

A one payer system, meaning government pays all of the claims, means that patients no longer have a choice in what services will be covered. It also dictates how much the doctors will be paid under contract. While I agree that the system we have right now is not perfect by any means, we still have the option to choose what kinds of coverage we have in this country.

For example, if you're employed, you generally get to choose between an HMO and a PPO, depending on what kinds of services and doctors you'll need to see. With a one payer system, that choice will go away since you'll only have one choice.

Doctors will have the choice of taking patients with government care and not taking patients with government care. Having looked at the several inches thick book of rules and regulations that Medicare and Medicaid has, knowing that claims get denied by Medicare and Medicare on a whim (my sister is a physician) and never will get paid, my guess is that this will just get worse.

Show me the simple government system and I'd be happy to sign on.

Answer 5

I will answer this question the same way as Michael Moore who wrote and directed the movie SICKO.....universal healthcare is no different than any other service paid for through our local taxation. Think about the fire department. IF your house is on fire and burning down, they don't start questioning you as to whether or not you have fire coverage on your private insurance, or IF you even have insurance at all, they just come out to your home and do whatever necessary to stop and contain the fire, including rescuing and resussitating anyone who might be inside....it is not like OKAY jump through HOOPS and when we know that we can collect our salaries and our equipment fees we will handle your fire.....sounds absurd doesn't it? WELL it is, and this is EXACTLY what the PRIVATE INSURANCE companies do, they take in HUGE PROFITS, and try to not pay any claims, they deny surgeries to save lives, including treatments for cancer and organ failure.....many clauses in private insurance strickly limit or even disallow coverages such as these......in the popular term of "social medicine", healthcare becomes a RIGHT not a privledge, in this country MANY people each year die as a result of not receiving proper, timely medical care, and even hospitals who are COUNTY FUNDED will do only the BASICS of care and nothing beyond, for a diagnosis of cancer that often means treatable patients die, not getting the NEWEST, STATE OF THE ART procedures.....this is something that EFFECTS all of us, and we need to PUSH for medical care to become a RIGHT and not a PRIVLEDGE of a few.....
one day it might be YOU, someone you LOVE facing an illness and having no insurance or being under-insured....don't fall for the LIE that a HOSPITAL will treat you regardless....and the big hospitals for CANCER and HEART disease want to be paid BEFORE your even admitted......

OH and PADOOMA is an idiot....he doesn't understand the system that is obvious...when medicine is NOT for profit NO expense to treat is spared, look to CANADA, the Canadians will tell of first hand accounts of having BONE MARROW transplants within 7 days of a diagnosis of Luekemia, and those typically run over 300,000 dollars, in this precious country of ours someone dies each day waiting on a marrow transplant that they were either denied or could'nt afford.....

Answer 6

Well big business or bureaucracy? Frankly I don't care for anymore government involvement in my life. They already dictate so much in my life, last thing I need is dictating my health care insurance. I am happy with the private system, programs like SCHIP are fine.... FOR POOR CHILDREN but not 25 year olds, or family's who make 83,000... The debate could go on forever!

Answer 7

to assume that Insurance industries is remotely HOLY, is a bold assumption.
i think its a bold faced scheme to steal money

the best insurance companies dont pay for 35% of coverage, so at the least its a big scam and a party for thieves.

its also a legalized TAXATION on everyone who is forced to pay for anything like it. which is also bondage and lack of freedom.
the only ones that are FREE from taxation are those that dont work, and if you dont work, you are homeless and subject to many kinds of torture and mental illness and terrorism especially from those that work in the government,
I believe all government employees are thieves.

Answer 8

In this case Government would be the better of two evils. Think about it. With the government you would get treatment first and then ran through the ringer to pay for it. With insurance you never get treatment until you pass through 5 doctors of their choosing and the one who gives the cheapest to solve procedure is what they authorize.

Answer 9

this is a philosophical question that applies to any government vs. company debate. my belief is that big company leads to big government but big government cannot occur without big company. when a company becomes big, it starts to do big buisiness and when this happens, both the company and the client encounter disputes that they need resolved by law which is where government comes in. but, government doesn't partake in a sector on its on UNLESS: there is a need that can't be fulfiled by a company (military) or if the government is attempting to subsidize the product (farming). all of this applies only to democracy. do with regard to your question, a cooperation between both is needed in order to make sure a solid system is founded. otherwise, either the company will become to powerful or the government will tax and control too much of everyone's lives. again, this applies only to democracy.

Answer 10

People complain about the threat of socialized medicine. They enjoy a socialized police force, a socialized fire department, a socialized education system, socialized traffic control, etc, etc.
Get real! What if you were playing monopoly and yet got nothing to begin with and your fellow players all got got 50 million? Every one deserves basic medical coverage. If you have 50 million, you can still hire any doctor you want.