foreclosure started in missouri. Can I take central a/c unit? or refridgeratior, dishwasher?

Answer 1

Yes, you can take anything that is easy to remove from the house...especially since you paid for these items. Often, people leave appliances in a sale, but a foreclosure is different. Banks expect you to take the items you own from the house. You can take as much as you want.

Hope this helps.

Answer 2

Refrigerator - yes.
Central A/C - no.
Dishwasher - maybe.

The Refrigerator (I assume this is not a Sub Zero built-in) is not a fixture. The A/C is part of the house. The dishwasher (I'm assuming this is a built-in) is a fixture, but it's also an appliance. Call a lawyer licensed in Mo.

Answer 3

The A/C is considered part of the house and so if the dishwasher. Both are attached somehow to the house. The frig is not a fixture and can be taken.

Answer 4

If it's a fixture (attached to the property) you shouldn't take it, as it's part of the house. But most people do anyway. Maybe you can take the refrigerator, sell it, and pay your mortgage. Sorry to be a jerk, but so many people just let their mortgage go to foreclosure because they don't feel like paying it. The rest of us suffer because of this.

Yes, there are people who are foreclosed upon through no fault of their own, and I'm truly sorry for them, but I'm tired of people who just decide that "it's not my fault" and then expect everyone else to pay for their laziness.

Answer 5

You may take your personal property, including any appliances that are NOT attached to the property.

Fridge: Yes, unless it's built in.
Washer: Yes
Dryer: Yes
Dishwasher: No, unless it's a portable one.
Central AC: No
Window AC: Yes
Through the wall AC: No
Furnace: No
Garbage disposer: No
Water heater: No
Stove: Yes, if it's free-standing. If it's built-in, then no.

Removal of attached systems constitutes theft (conversion of a security interest) and you can be prosecuted for it. Don't go there!