Price of delivery?

Question

With insurance how much does a delivery cost without any complications? I know everyones insurance is different but I was just wondering what the average cost was. Thanks!

Answer 1

I work at an insurance company. I hospital usually charges around $3,000. The physician fees, anesthia etc. can run another $2,000.

If you have a plan with a deductible, coinsurances, etc. that will determine your out of pocket expense.

For instance, I have a $250 deductible, but my sister-in-law has a $1,500 deductible and a 10% coinsurance.

So IF you have insurance, be very greatful.

Answer 2

It's hard to give you an average for several reasons.

1. Hospitals vary greatly in their fees
2. Insurance companies vary greatly in what they pay/cover
3. Where you live makes a big difference

I had my second hospital labor and it was around $3000-$4000. Getting the epidural add another several thousand dollars! At the time, my husband was in the Army so it was covered 100%.

I've also given birth with a midwife at a birthing center. The total cost was $2900. Our current insurance pays 50/50 so our out-of-pocket for the last baby was about $1400.

We just basically saved up the $1400 during my 9 months of pregnancy, wrote a check after my daughter was born, and that was that.

I'm pregnant again and going to the birthing center and currently saving the $1400 again.

Hope this helps a little.

Answer 3

There really is no average, because every insurance plan is different. Some cover in-patient hospital stays 100%, others might have a deductable and/or a co-pay. The only way you're going to know is to call your insurance company's customer service line and ask.

Answer 4

With everything you might end up paying your full deductible... Check with your insurance agent.

Answer 5

depends on the type of policy you have. You should check with your insurance company.

Answer 6

apply for medicaid