Husband is an alcoholic and lost his job about two years ago. At that point everything was transfored into the wifes name - including the house. The wife makes all of the money and wants to leave her husband. She does not want to ruin her credit but can not stay at that house. Her husband can not afford to pay for the house on his own. She does not know if the husband will even leave the house once she leaves. How can she lose her house "smartly" without having her credit get ruined?
2007-10-21 03:26:40 · 18 answers · asked by yoyo28 2 in Family & Relationships ➔ Marriage & Divorce
If everything was transferred to the wife's name, then she is the one who makes the decision how, when, and to who she wants to sell the house. She needs to make arrangements without her husband's knowledge. She needs to do what she needs to do to make sure the transaction is smooth, then tell him that he needs to move out in whatever time. If he doesn't budge, then she should call the appropriate authorities and have him be legally removed.
It was his choice to start drinking and stop working. It's not her responsibility to take care of him anymore. He needs to go get help. The wife could point him in the right direction, but then look the other way and live a healthier and happier life elsewhere.
2007-10-21 03:37:11 · answer #1 · answered by whatif 3 · 0⤊ 0⤋
Just sell the house!! If its in the "wife's" name then there should be no problem. If the husband cannot pay for the mortgage or buy it then he just needs to move out and find a new place. He may be entitled to 1/2 the money you make on the house though. At least it wouldnt ruin your credit! There are LOTS of reasons that people have to not leave an abusive relationship... but a HOUSE? Its simply NOT WORTH one more second of wasting your life over a HOUSE!! Talk to a lawyer, get everything worked out financially and LEAVE!! Good luck and God Bless!
2007-10-21 03:32:43 · answer #2 · answered by Kat J 4 · 0⤊ 0⤋
1. Give the husband a deadline to get out or get a job that pays the mortgage and work out with a divorce lawyer to protect you. You could even pay his first month's rent and move him out.
2. If you want the house, keep it and boot him. Give him half the savings and a rental truck.
3. If you don't want the house, put it up for sale and pay him off and wash your hands of him. You could move out into a very small place while you wait for the house sale or move him out.
4. Call a divorce lawyer for even better advice.
5. I am sure you know it doesn't matter who's name the house is in when it comes to marriage, because both are legally financially responsible for all debt whether both names are on it or not. So don't pay attention to the people saying it is your house if it is in your name. All assets and all debt in a marriage is both spouse's problem.
6. I wish you all the luck in the world. I like your practical thinking. Smart woman. I am so glad you are getting away from him and his disfunction.
2007-10-21 03:35:54 · answer #3 · answered by whereRyou? 6 · 1⤊ 0⤋
It would do her credit more good perhaps to keep the house but get rid of him. Where does he get the money to drink if he is not working unless she is giving it to him to keep peace in the family? She should see an attorney about filing for divorce as well as getting an eviction notice, and restraining order. if she leaves he may trash the house to the point that it is impossible to rent or sell without major investment so it would be better to get him out and keep the house at least for a while, and the restraining order would keep him away
she should also make sure there are no joint checking accounts or credit cards available to him as well.
Good luck with the divorce!!
2007-10-21 03:48:24 · answer #4 · answered by Al B 7 · 1⤊ 0⤋
If she can prove he is an abusive husband, police or medical records, she can file for a divorce based on such and come out ahead. She can always get a motion to vacate premises against him to order him out. Also if she canprove that she tried to help him with his alcoholism problem and that he voluntarily chose not to try himself and that he chose to become a deadbeat husband due to the problem, she may not have to pay spousal support. Since this isnt really too easy a case Id advise getting a good attorney which may be well worth the money here and save the headaches
2007-10-21 03:41:54 · answer #5 · answered by Arthur W 7 · 0⤊ 0⤋
Sell your house and get something you can afford. I wouldn't worry as much about the credit you can always build that back up. I would worry more about him abusing you or maybe killing you while you try and make up your mind to leave. Just go once your safe from him everything else will fall in place.
2007-10-21 03:55:26 · answer #6 · answered by dcdaniel1968 2 · 0⤊ 0⤋
Just get divorced. Part of the divorce decree can be to sell the house and share the proceeds in whatever way the law allows and then be done with it. Everything will be seperated out at that point and neither will be responsible for the other in any way.
2007-10-21 03:33:41 · answer #7 · answered by Jeff 4 · 0⤊ 0⤋
File for divorce. As part of the settlement I'm sure the house will need to be sold so that the assets can be split equitably. The only smart way to lose a house is to sell it.
2007-10-21 04:50:50 · answer #8 · answered by karnythia 3 · 0⤊ 0⤋
If the house is in the wife's name, then she can sell it all she wants without the husband's consent I'd think. So sell the house, have him evicted since he doesn't pay for it, and get a divorce lawyer.
2007-10-22 05:12:31 · answer #9 · answered by abrennan01 3 · 0⤊ 0⤋
GET OUT NOW! alcoholics never change! they are also good at blaming everyone else.
Go to citizens advice bureau for help or contact them online.Write to credit card companies explaining the situation and your concerns. You can manage this you really can - it will involve a lot of energy but well worth it.
Start again.
2007-10-21 03:33:44 · answer #10 · answered by caroline.garrod 1 · 0⤊ 0⤋