Question about cell phone insurance?

Question

If I get insurance on my new cell phone, can I just break it after a year or so when it gets all scratched and dinged up, to get a nice shiny new one?

And yeah, I might feel guilty about it if they didn't **** us over with the bills.

Well that sucks...and if I had to pay $50 I'd wait at least a year so that it would have time to get nicked and scratched up before I get a brand new one.

Answer 1

You certainly can, but will be expected to pay a deductible of about $50-100, and will have to pay about $6-$7 per month for the insurance. And by the way, you don't have to wait a year, you can get a new one after having insurance for 30 days with most cell phone insurance plans. You will of course get the same phone, just a brand new version.

Answer 2

Yeah but you still have to Pay them another 50 to 80 bucks for a new one (better than the hold price of the phone) depending on the phone you have. And a 5 to 8 dollar charge every month for the Insurance.
The sorry thing is you get the same phone, just Newer
So yeah just wait for a year

That's the main reason i have the insurance

Answer 3

You can, but you may get a refurbished phone. Most insurance states the replacement phone "may" be a refurbished model. And if that model is no longer made you could get a "comparable" replacement, which may be a newer phone, but a piece of junk. Oh yeah, that's insurance fraud too. But anyway I'd rather have a banged up phone that works than a shiny new paperweight.

Answer 4

No do no longer upload the coverage for the reason which you will spend around an analogous in case you in basic terms purchase a sparkling telephone. because of the fact think of roughly it 7 money a month provides up, after which you may ought to pay a hundred money. and to no longer point out you ought to no longer even cut back to rubble your telephone so which you would be dropping 7 money a month.