Health insurance for everyone....?

Question

my suggestion is to stop providing free medical care for senators and representatives who can easily afford to pay for their own. That would be a start. What suggestions do you have for the health insurance problem?

Answer 1

Lets cut the waste in govt spending, let the govt let insurance companies "bid" on the right to insure private citizens with a govt subsidy. Then you can choose weather or not to be on a govt plan or an employer plan. Or as a third option open govt hospitals and employ doctors and people can choose to be covered by hospital according to their health care needs. Tax credits are also a good Idea, if you can show you paid so much money for your health care needs you should get as much of that money back as your employer "would" have been subsidizing for you.

There are ways to do it and there are more than just the ones I listed, I think the answer lies in the billions and trillions the govt wastes on stupid crap every year. Lets get efficient and figure this out, its about time

Answer 2

Legislation.

There needs to be restrictions on what you can sue a practitioner or hospital for. Americans like to sue for everything. Dry cleaner loses my pants $1,000,000. Dropped coffee on my lap $1,000,000. Unless there is negligence lawsuits should not be allowed in the medical forum, period. This would lower insurance premiums across the board, or rather allow for legislation that caps the profits insurance companies are allowed to reap (insurance is the most profitable industry). There should be a right to insurance law passed, I don't believe I am alone out there in not being able to obtain affordable insurance based upon a perfectly treatable yet chronic ailment (asthma).

There also needs to be cost justification. The practice of over billing for items within the medical community needs to be stopped. Does anybody know what a $250 tensor bandage looks like? I do, it is strikingly similar to the $3 ones you buy at any drug store.

Finally if all else fails a not for profit state run insurance agency to give those middle class families the opportunity to opt into carrying their own affordable insurance.

Answer 3

I like the idea of a tax credit for those with out insurance so that we stay away from socializing medicine. I am a military spouse so our health care would be an example of socialized medicine on a smaller scale. I had an infection where cellulitis set in and I had to wait 17 days to get an appointment (I ended up going out in town where I would have had to pay out of pocket but luckily my mom works there so they saw me as a courtesy). This is what would happen on a much larger scale if we were to socialize medicine. I needed to be referred out on a different occasion because there was a 3 month wait for the care I needed on base. Imagine if this was like this nationwide. Everyone would be waiting 6 mos just to get a CAT Scan or a MRI so healthcare for everyone is a good idea in theory but there are a lot of problems with it that would need to be addressed and dealt with before it could be effectively implemented.

Answer 4

Freedom to choose a policy. Keep the market competitive, and provide government plans for people under, say, 30K.

We should receive tax CREDITS (not Deductions, and for everyone. Not just the uninsured. Why should I be penalized for having purchased coverage in the past? That would be a fantastic incentive for people to purchase it (or not...it's America)

Yes, next answer. Malpractice premiums are a fortune. I own an insurance agency. We need Tort reform, as well, but as you know most Congressman and Senators are lawyers, and the lawyer Lobby is the most powerful lobby in D.C.

Answer 5

Stop extraordinary measures to extend life.

The health care discussion is BS. Nobody wants to discuss the real issues.

Healthcare has gotten expensive because of technology. Over 50% of your lifetime healthcare dollars are spent in the last 6 months of your life. Whether you have a government sponsored system like the UK, France or Canada, or a market sponsored one like in the US, health care is rationed.

In 1950 there was no chemo therapy, cardio bypass, MRI, CT's, etc.

The average person could afford it.

The question that should be debated and will never be is when is enough --- enough. No politician will win on the platform Grandma doesn't get chemo and Grandpa doesn't get the bypass.

Untill then the lines will get longer in France, the UK and Canada and Health Insurance will get more expensive in the US.

Answer 6

of course he would not get it. yet I consider that one component. There could be no "pre-latest situation" clause in assurance in on the instant's international the place human beings exchange jobs each and every of the time. I feckin' hate assurance companies. besides the shown fact that that's barely a company. right that's what he could propose. instead of socialized well being care, he could have state hospitals. Like what the militia does. supply to pay for a scientific degree if the well being practitioner or nurse is prepared to sign a dedication to paintings for the state for X variety of years. those hospitals could be open to everyone with out scientific assurance for a nominal fee.

Answer 7

Germany introduced the first national health insurance program in 1883. Other industrialized countries adopted government-funded health insurance systems in the early 20th century. Most of these programs grew extensively after World War II (1939-1945), but some have always offered more extensive coverage than others.

Many countries—such as Brazil, Mexico, Russia, and Sweden—directly employ physicians who treat patients in government-operated facilities. In other countries—such as Britain, Norway, and Spain—governments pay private physicians who may also practice outside government-funded programs.

Government-funded health insurance systems increasingly offer incentives for people to seek supplementary coverage through private insurance companies. For example, in 1998 China introduced a program designed to guarantee government-sponsored health insurance for all workers, but this program also imposes ceilings on annual reimbursements to insured individuals. To make up for the shortfall in government subsidies, employers that can afford to do so are encouraged by the government to subscribe to supplementary health insurance plans through private companies.

Australia also encourages citizens to join private health plans. The Australian government has long guaranteed basic health insurance for its citizens through its Medicare plan, but many Australians have traditionally chosen to subscribe to more comprehensive private plans. As healthcare costs rose in the 1980s and 1990s, however, many Australians abandoned private health insurance for Medicare. For example, in 1984 about 50 percent of Australians used the Medicare system, but by 1996 that figure had risen to 67 percent. This increased burden on public funds led to proposals in 1997 for government subsidies for low-income Australians who subscribe to private insurance.

Answer 8

That the insurance companies cannot refuse applicants based off credit status, and past medical conditions.

There is unification in services ... want more ... pay more ...

Answer 9

Basic insurance for everyone covering well baby care, immunizations, well woman care and any other care that is preventive.

Answer 10

Tax credits for those without coverage, so they could put that money towards a policy .