My wife and I have separate finances. I take care of the rent, car insurance/maint, and groceries. She is supposed to take care of the utilities, but I end up paying them. What should I do?
2007-10-18
09:50:46
·
23 answers
·
asked by
Wrong Answer
4
in
Family & Relationships
➔ Marriage & Divorce
In my first marriage, the joint account thing did not work. The 1st wife raided the funds and went out (and slept) with other men. Then, took every cent we had and divorced me. She did the same with the next guy too. This is why I do the separate finances.
2007-10-18
10:35:29 ·
update #1
Have her write you a check and then you pay the bills with the money she gives you. Do this as soon as possible. If she develops a habit of letting you pay for everything, it will be harder to break her from it the longer it lasts.
2007-10-18 09:56:32
·
answer #1
·
answered by Anonymous
·
0⤊
0⤋
Open a joint account and have both of your checks direct deposited into this account. If this does not work... then make sure her name appears on the utilities she has to pay and don't pay them. Basically, if her name is on those utilities, then she will end up with bad credit because of nonpayment history.
I have been married for almost 10 years and we have the same arrangement as you. My husband pays the mortgage, car insurance and property taxes. I get to pay all of the house utilities and groceries. We save the money we have left over and when we need to purchase something or it's time for a vacation, then we get it from there.
Talk to her and if all else fails do the extreme and don't pay her share of the bills. What's fair is fair.
GOOD LUCK!
2007-10-18 17:09:13
·
answer #2
·
answered by iwish4love 4
·
0⤊
0⤋
When my ex and I were married we put 1/2 our salaries into a joint account and 1/2 into our own accounts. The joint account was used to pay ALL of the household bills coming in...the mortgage, electric, water, sewer, garbage, cable, internet groceries and anything that pertained to our daughter's needs. Our own accounts were just that, for our own personal credit cards, purchasing daughter little extras, once a year we budget in a vacation and would share the cost 50/50 from our personal accounts. We would also take "extra" money for those little "extras".
2007-10-18 18:39:23
·
answer #3
·
answered by Anonymous
·
0⤊
1⤋
You have a problem.
Why on earth did you agree with such an arrangement? If you are a couple you should be putting everything into one pot and pay the expenses from that. These kind of arrangements end up the relationship into a divorce. There seems to be a trust issue here, do you guys trust each other at all, if not why did you get married? If you want to fix this, both of you need to get together and discuss this arrangement, that it does not work. You need to reaffirm your love and trust to each-other and try to work from one pot.
2007-10-18 17:03:50
·
answer #4
·
answered by Chris B 2
·
0⤊
0⤋
Get a joint account for the bills, each put in half of the amount owed on the bills. Put the money in together and pay the bills together.
2007-10-18 16:55:16
·
answer #5
·
answered by Angela O 5
·
1⤊
0⤋
You should open a joint house hold account and each put an agreed amount in each month . Then have the bills set up on automatic bill pay.
2007-10-18 16:57:27
·
answer #6
·
answered by sunshine 2
·
0⤊
0⤋
Have a joint account for bills. Put in the money needed, have her do the same, pay the bills from that so she can't over spend.
2007-10-18 16:56:57
·
answer #7
·
answered by Beatngu 6
·
0⤊
0⤋
Stop paying them or let her pick up the tab with something else.
Angelina O has a good point.
Deposit only what is your fair half to pay the bills and then keep the rest in a private account and don't use that money to pay bills.
2007-10-18 16:54:06
·
answer #8
·
answered by snack_daddy10 6
·
1⤊
1⤋
You need to have ONE household budget. ALL the money goes into it, and ALL the bills get paid out of it. It sounds as if you need to be in charge of the checkbook.
This is a marriage; you are NOT roommates. She is responsible to you for what she brings in, just as you are responsible to her.
Stand up, be a man, and let her know that you need to have a UNITED front regarding everything: money, kids, etc.
2007-10-18 16:55:45
·
answer #9
·
answered by lady_phoenix39 6
·
1⤊
0⤋
Get a joint checking account for the bills, and have both of you have whatever you need from your paycheck go into it; keep seperate checking account for personal expenses.
2007-10-18 16:55:32
·
answer #10
·
answered by Truth Hurts Get Over It 4
·
1⤊
0⤋