Should I take legal action?

Question

I signed a Gold’s Gym membership contract as a minor and then they put someone else’s bank account info on the contract. They have been charging them for a contract that I did not know was finalized as I never paid the first initial payment to become a member and never finished the paper work. The owner of the account has been being charged for the last year and finally realized it and stopped the payments. I received a bill from a bill collector about 2 months ago asking for roughly $380 for stopped payment charges, late fees and “insufficient bank account information”. I do not know whose bank account information they have and how Gold’s Gym obtained it. I just received another letter yesterday from Federal Recovery Services informing me I now owe them $1,293.83 for late fees, returned and stopped check fees, ect. I want to know if I should take legal action against Gold’s Gym for knowing letting a minor sign a legal binding contract and for them charging another individual’s account information for this contract. The gym representative also did not inform me that the contract would automatically renew itself and I would have this contract until August 2009. So, if you have any advice, it would be greatly appreciated. Thanks.

Answer 1

You signed a contract. You can either face your responsibilities or use a technicality of the law to attempt to subvert your them.

I know there is more to this story (how old you were at the time, what identification you showed them to lead them to believe you were 18 or over etc)

Answer 2

You cant enter into a contract as a minor. I would provide the collection agency proof of being a minor and then I would think the Gym would have to pay back funds to whomever they were collecting them from. Good luck

Answer 3

As a minor in the U.S. you cannot legally enter into a contract absent power of attorney.

Inform the collections agency to withdraw the demand as it is illegal, make no further statements.

Pay back the guy you owe $ to.

If they persist in collections threaten to file an action with an attorney as they cannot legaly collet from you under that contract.