can i cash a check older than 9 months?

Question

I have a check from my former employer dated 12/26/06. Can I still cash it or deposit in my account ?

Answer 1

nope well it depends on your country...in canada checks are considered expired at 6 months and 1 day!

Answer 2

No problem. There really are no stale dates on checks any more. What could be stale is the firm's credit with the bank and if the check itself has anything written on it. If the check has nothing on it which limits the time required to cash the check, it should be no problem after you have a talk with the bank and or your former employer. If the bank will cash it no problem. If they want confirmation from the employer have a number available so they can call on the spot. If your former employer will not honor the check have them write you another check or pay you cash. They must pay you one way or another for labor you agreed to do for them otherwise you have a very good small claims case.

Answer 3

You can try, but more than likely it will be returned due to the age of the check. Most checks are void after 90 or 180 days even if it does not state it on the check.

FIRST -
Try this, go to the Bank the check is drawn on and try to cash it. They will either cash it or tell you it is too old.

Plus by now, your former employer may have stopped payment on it, closed that account, or not have enough funds to cover it. Contact the former employer and ask them to replace it so you do not incur un-necessary fees.


Good Luck - don't wait so long next time.

Answer 4

Yes, you probably can. However, be prepared for your banks' response. THEy may balk at the age of the check and may put a hold on the check until the funds clear. In addition, the other bank may not honor the check (hence a good reason to wait until the funds clear)

Payroll checks I don't believe have an expiration date, but most checks are considered too old after 6 months. You can always call the company, explain the situation and ask them if the check is good. They may simply offer to reissue the check to you.

Some checks will have a notation on the check "Void after XX Days" and your bank will probably not consider taking the check if this is on the check.

Answer 5

You can cash a check as long as it doesn't specify on the check that it is void after a specific number of days.

Employer checks should always be OK.

Answer 6

1 Try to cash at the bank the check is from
2. Deposit to your account at an ATM
3 Get the company to reissue the check. Uncashed checks eventually go the state anyway, so they should accommodate you

Answer 7

Unless the check has an expiration date printed on it it is still valid, deposit it in your account.

Answer 8

Most likely no, Sorry