I just got a job and i really like to spend money but i have a holiday coming up this January..and i really really want lots of money to spend..please help me!!
2007-10-18 03:43:43 · 5 answers · asked by MC 2 in Business & Finance ➔ Personal Finance
Create a budget of your monthly bills and other regular expenses, such as groceries, fuel for your vehicle, fees for public transportation, etc. Then see what money you have left. Of that, decide how much you want or need to put into a savings account. Your bank may have automatic recurring transfers between accounts. If they do, set it up on whatever day of the month you want, and this way you don't have to do it manually. Find out if you can set this up online; you may need to create internet access to your accounts with a username and PIN number. Call them to find out the details (or you can ask over the phone if they can set up the transfer).
2007-10-18 03:54:01 · answer #1 · answered by Opal 6 · 0⤊ 0⤋
Have it directly taken out of your check into a savings so you wont miss it. Its probably too late now, but you should look into Christmas savings programs most banks offer.
2007-10-18 03:52:31 · answer #2 · answered by lickonsumhonee 5 · 0⤊ 0⤋
It ain't rocket science. You have to save - pay yourself first every payday by putting a set amount into savings and not touching it.
2007-10-18 03:47:24 · answer #3 · answered by npk 7 · 0⤊ 0⤋
Shut of the water and electricity and live like 1800's
2007-10-18 03:47:00 · answer #4 · answered by Fuzzybutt 7 · 0⤊ 0⤋
You need to ration out your money to yourself...set boundaries. Pay all your bills first, then pay for other NECESSITIES!!! If you really want to save, then you have to know your boundaries. Good luck!!!
2007-10-18 03:51:48 · answer #5 · answered by aguilar_laurita 4 · 0⤊ 0⤋