how come bill me later doesn't work for me?

Answer 1

Depends on your credit score. That is what they look at. Lower the score the less likely you will repay them or that is how they think.

Answer 2

Why not just pay what you owe when you owe it?

Cash works great for me! I can usually get the George Washington discount, too! ('Cause the salesperson knows they are getting paid, and won't be stiffed later on a credit bill)

Answer 3

That depends on WHO you are asking to 'bill you later'. You appear to be under the mistaken impression this PUBLIC Q & A forum is someones customer service department.