Homeowner for 2 years now and don't know what I owe for property taxes! How do I find out?

Answer 1

It mut be in your mortgage payment... otherwise our Uncle would have let you know by now hehehehe

Answer 2

Your taxing authority should be sending tax bills to you, unless your mortgage requires an escrow account, in which the bank collects a monthly amount from you in addition to the house payment (and sometimes, homeowners insurance). In that case, the mortgage servicer gets the bill and pays it, but they are required, at least once a year, usually at year's end, to give you an accounting of your principal, interest and any amounts they paid on your behalf, such as taxes. Contact your mortgage servicer to find out if they are paying your taxes. Look through your records for any statements from them.

If you don't have a mortgage, you are responsible for the taxes directly, and if you haven't gotten a single bill (or delinquent notice) in two years, something is seriously wrong. Call your local taxing authority (town, city, county, etc.) to find out if taxes are paid, and do that today.

Answer 3

Some counties take longer than others to get the taxes transferred to the new owner. My mortgage company was paying my taxes through escrow but I still got the bill and had to send it to them. I would check with either your mortgage company or your county tax office. I know people who have been stuck with late fees because the county didn't get them the tax bill. Definitely check into it so your house doesn't get sold at a sheriff's sale for back taxes owed.

Answer 4

If you have an impound account with your home loan, the taxes paid will be shown on the Form 1098 the lender sends every year showing interest paid. If you don't know what you have paid in property tax for the past two years, you should file an Amended Income Tax Return, Form 1040-X and claim them. If your return was prepared by a professional tax return preparer you can count on him or her finding the number for you.

Answer 5

it really is alot of the challenge contained in the housing disaster. a lot of those human beings might want to've afforded their mortgages on my own even though it become the outrageous resources taxes on top of it that they couldn't decrease. Now look at it this way...who're those that are questioning about those extreme resources taxes (in accordance to condition and community)? Liberals. The liberals declare that they are for the poor and choose those higher taxes for more suitable rich neighborhoods because of that reason. yet what occurs at the same time as a poor individual finally saves sufficient money to pass out of the ghetto and right into a safer community. They finally have the prospect to get out of the gutter yet then they are slapped with those outrageous resources taxes, no longer something like they could pay in the adventure that they offered a house contained in the ghetto and stayed in a poor community. Now they could't pay their taxes or they could't pay their loan because they ought to pay their taxes. Their living house is going into foreclosure. Their credit is ruined, effectively scuffling with them from getting a real looking cost or a extreme line of credit to purchase yet another living house for a minimum of the subsequent 7-10 years. They both ought to pass back to the ghetto and lease or in the adventure that they are fortunate can purchase a house there. The liberals have effectively claimed to be "for the poor" at the same time as concurrently conserving them back and conserving them down. the mandatory idea the following is you won't be able to get out of the ghetto and in case you try you'd be punished. chew on that united states.

Answer 6

If you pay your taxes through escrow you will need to ask your mortgage company or bank. But if you pay it every year the state should send it to you every year. There should be a website for your state too that tells you what your taxes are and may even show you what last years taxes were for your home. HAR.com may have that link.

Answer 7

Since you aren't receiving your tax bill directly, I am assuming it is paid through an escrow account with the lender. The lender should send you a statement on your escrow. If not, ask for one. It will show the taxes they are paying. If not, call your local tax office. They will be glad to assist you.
http://www.alabama-mortgage-specialists.com

Answer 8

Tax Collector in your area has this. It is online in most American cities, etc.

Your purchase paperwork tells you the amounts of the escrow and the amount of annual taxes it covered. Your probably received an annual notice and reconciliation of the escrow -- the notice tells you why your monthly payment went up.

GL

Answer 9

They are supposed to send you a bill in the mail. If they haven't, it's probably being sent to the mortgage holder. Call them and get it sent to your house because the mortgage holder will pay it and add the cost to the mortgae and you'll end up paying interest on it. In other words you will save money paying it yourself.

Answer 10

If it's included in your morgage payment, and it probably is, the lender should be sending you a statement at the end of each year showing what was paid.

If you call your county assessor's office they should be able to tell you also.

Answer 11

Call your local County Treasurer's Office.